There is no shortage of tipsters (提供内幕的人) around offering "get-rich-quick" o

游客2023-10-31  14

问题     There is no shortage of tipsters (提供内幕的人) around offering "get-rich-quick" opportunities. But if you are a serious private investor, leave the Las Vegas mentality to those with money to fritter (挥霍). The serious investor needs a proper "portfolio"—a well-planned selection of investments, with a definite structure and a clear aim. But exactly how does a newcomer to the stock market go about achieving that?
    Well, if you go to five reputable stock brokers and ask them what you should do with your money, you’re likely to get five different answers,—even if you give all the relevant information about your age, family, finances and what you want from your investments. Moral? There is no one "right" way to structure a portfolio. However, there are undoubtedly some wrong ways, and you can be sure that none of our five advisers would have suggested sinking all (or perhaps any) of your money into Periwigs.
    So what should you do? We’ll assume that you have sorted out the basics—like mortgages, pensions, insurance and access to sufficient cash reserves. You should then establish your own individual aims. These are partly a matter of personal circumstances, partly a matter of psychology.
    For instance, if you are older you have less time to recover from any major losses, and you may well wish to boost your pension income. So preserving your capital and generating extra income are your main priorities. In this case, you’d probably construct a portfolio with some shares (but not high risk ones), along with gilts, cash deposits, and perhaps convertibles or the income shares of split capital investment trusts.
    If you are younger, and in a solid financial position, you may decide to take an aggressive approach—but only if you’re blessed with a sanguine disposition and won’t suffer sleepless nights over share prices. If you recognize yourself in this description, you might include a couple of heady growth stocks in your portfolio, alongside your more pedestrian investments. Once you have decided on your investment aims, you can then decide where to put your money. The golden rule here is spread your risk—if you put all of your money into Periwigs International, you’re setting yourself up as a hostage to fortune. [br] Which of the following is INCORRECT according to the last two paragraphs in the passage?

选项 A、Older people should take a moderate approach in investment.
B、The main priority for older people is to take aggressive shares.
C、Younger people may adopt an aggressive approach in investment.
D、Younger people can be comparatively more positive towards loss.

答案 B

解析 根据题干直接定位到最后两段。根据第8段可知,老年人的投资组合中应包含风险不是很大的股份,由此可判断,B的表述与原文不符,故为答案。文中提到,老年人年纪大,能从重大损失中恢复过来的时间就相对少了,故老人应采取保守的策略。A的表述符合原文意思;相比较,年轻人从损失中恢复的时间相对较多,只要能乐观对待损失即可采取一些积极的投资策略,C、D也与原文意思一致,可排除。
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