首页
登录
职称英语
Today, more and more people are using credit cards instead of money to buy t
Today, more and more people are using credit cards instead of money to buy t
游客
2023-10-31
12
管理
问题
Today, more and more people are using credit cards instead of money to buy the things they need. Almost anyone who has a steady income and a continuous work record can apply for a credit card. If you have a credit card, you can buy a car, have a dinner, take a trip, and even get a haircut by charging the cost to your account. In this way you can pay for purchases "a month or two later, without any extra charge. Or you may choose to spread out your payments over several months and pay only part of the total amount each month. If you do this, the credit card company or the bank who sponsors the credit card will add a small service charge to your total bill. This is very convenient for the customer. With the credit card in your wallet or purse, you don’t have to carry much cash. This saves you trips to the bank to cash checks or draw cash. Also if you carry credit cards instead of a lot of cash, you don’t have to be concerned about losing your money through carelessness or theft. The card user only has to worry about paying the final bill. This of course can be a problem if you charge more than you can pay for.
Credit cards are big business. Americans spend $16 billion a year on credit cards and there are already 590 million of them in circulation. Many banks sponsor their own credit companies and issue cards free to their customers. Other credit card companies charge their members annual dues. The stores that accept credit cards must pay a small fee to the credit card company — a percentage of purchase price of the merchandise or service. In return, the credit card company promptly pays the store for the merchandise or service. Credit card companies make a profit from the fees they charge the stores and also from the fees collected from customers who pay for their charges in monthly installments.
However, credit card companies sometimes have problems collecting overdue payments from unreliable customers. Also the use of stolen, lost, or counterfeit credit cards by criminals has become a big headache for the credit card companies which are responsible for the goods and services illegally charged to their customers’ account. [br] What is the biggest worry for credit card users?
选项
A、Their credit cards may get stolen.
B、They will be charged for the credit card service by the bank.
C、The time allowed for them to pay back the money is not long enough.
D、They may have spent more money than they can pay back.
答案
D
解析
细节归纳题。答案可以从第一段最后一句话“the card user only has to worry about paying the final bill”中得出。
转载请注明原文地址:https://tihaiku.com/zcyy/3145713.html
相关试题推荐
MostpeopleknowtwothingsaboutCorsica;Napoleonwasbornhereanditwas
MostpeopleknowtwothingsaboutCorsica;Napoleonwasbornhereanditwas
MostpeopleknowtwothingsaboutCorsica;Napoleonwasbornhereanditwas
MostpeopleknowtwothingsaboutCorsica;Napoleonwasbornhereanditwas
Whatmakespeopleshuntherelativesecurityoffull-timeemploymentandsta
Whatmakespeopleshuntherelativesecurityoffull-timeemploymentandsta
Mostpeoplefeelstressatsometimeintheirlives.Somepeoplelikethisp
Mostpeoplefeelstressatsometimeintheirlives.Somepeoplelikethisp
Mostpeoplefeelstressatsometimeintheirlives.Somepeoplelikethisp
Firstthegoodnews:9in10peoplesaidtheyweresatisfiedwiththeirjobs
随机试题
Hewasacceptedasa(n)______memberofstaffafterthreemonth’sprobation.A、et
A.benefitsB.differentC.eventuallyD.instrumentsE.movingF.multipl
[originaltext]Atruefriendshipcarriesalonghistoryofexperiencethatd
回归直线的性质有()。
夜间施工在确保不扰民的情况下,不需要办理相关审批手续。
强心苷最严重的不良反应是:A.心脏毒性 B.胃肠道反应 C.神经毒性 D.
慢性进行性头痛伴呕吐、视神经盘水肿提示A:脑血栓形成 B:颅骨骨折 C:偏头
某急性中毒患儿,出现呼吸困难、流涎、出汗、肌肉颤动、瞳孔缩小,最可能的诊断是A.
A.FC活髓切断术 B.直接盖髓术 C.根尖诱导成形术 D.间接盖髓术
慢性粒细胞白血病() A.骨髓细胞内可见Auer小体 B.中性粒细胞碱性磷酸
最新回复
(
0
)