What would you do if your wallet became harder to open as your spending appr

游客2023-10-25 26

问题 What would you do if your wallet became harder to open as your spending approached or exceeded your budget? Would you 【C1】_____ twice about where your money was going?
Part of the reason so many people spend too much, or fail to 【C2】_____ to self-imposed budgets, is because spending money has become a(n) 【C3】_____in our increasingly cashless society. Credit cards provide immediate satisfaction, but no immediate 【C4】_____. So many researches suggest taking 【C5】_____ dollars from your wallet is more 【C6】_____, and leads you to spend less.
Following a budget feels too much 【C7】_____ dieting. And we often fail at both 【C8】_____ the same
reasons: 【C9】_____ focus on the restrictions, not enough attention to fun. 【C10】_____ it’s not surprising when people end up spending more or 【C11】_____ more calories.
But there are plenty of mental 【C12】_____ and strategies that can make your budgeting more 【C13】_____ now. In fact, the best strategy is not to think about it as budgeting at all. 【C14】_____, set up broad goals and automate all savings.
"Self-control is wonderful, but it’s just not 【C15】_____," said Meir Statman, a finance professor. Start by becoming more 【C16】_____ of your spending, whether you write it down in a notepad or on Web sites.
Then, give your spending plan a sense of 【C17】_____; budgets with a definite goal, 【C18】_____ it’s a European vacation or buying a home, tend to be the most successful.
And think about it 【C19】_____, as a way to keep things simple: 【C20】_____ setting up an excessively detailed budget, first decide how much you want to save for retirement and other goals, then work with what’s left over. [br] 【C12】

选项 A、activities
B、tests
C、tips
D、tricks

答案 D

解析考查名词辨析。activity“活动”；test“测试”；tip表示“建议”；trick“诀窍”。此空应该和strategy“策略”在含义上相近，表示“心理战术”，故选D。

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