首页
登录
职称英语
What is the interview mainly about? [br] [originaltext]W It says a growing numb
What is the interview mainly about? [br] [originaltext]W It says a growing numb
游客
2023-10-17
86
管理
问题
What is the interview mainly about? [br]
W It says a growing number of students are making a major hole from the minute they enter the real world because they are already, some of them, more than 100,000 dollars in debt. With us now is Mark Spencer, he is the senior financial analyst for SBC Bank. Welcome to you.
M Thank you. Nice to be with you.
W Now I guess there are two kinds of debts: good debt and bad debt. Where does this go?
M Well, student loan debt is traditionally considered good debt, but the problem for many students and their families is that the cost of colleges has been going up at 6% to 8% a year, far faster than the income, far faster than the standard of living. That means debt’ s taking on a bigger and bigger role in financing education.
W How much debt is too much debt for...for one student?
M Well, one guideline is that you look at the first year’s salary in your field after graduation, and use that as a barometer, but even then...
W Is that right?
M Well, you are talking big payments even in that instance, for example, 30, 000 dollars worth of debt. If you are gonna repay that over 10 years, you are talking more than 300 dollars a month that, in payments every month for 10 years.
W But there’ re surely more than one way to get a loan for college. There are government programs. There are so many kinds of grants. What’ s...what’ s the best advice for people who are looking for these loans to try to keep themselves from going under.
M I understand that loans are just one way of college finance. Take advantage of the other opportunities. Things like a college savings plan, let...let you save on a tax advantage basis. So you can put money away in these accounts and withdraw tax-free to pay for that education.
W So it’s important to start early and that really reduces that reliance on debt later. M Another thing, leave no stone unturned, looking at grants, scholarships, even on-campus jobs. I mean every dollar you get that way is seen as another dollar you don’ t have to borrow later.
W The kinds of jobs that so many students, fresh off students, like to go into, er, charity stuff, volunteer work. This debt is eliminating a lot of that, isn’ t it?
M I think that’ s the social cost. Really, I mean...you know, when you consider that, you know, people may pass up a rewarding career in charitable work, or non-profit organization because they have to get a higher salary someplace else to pay off that debt.
W Yeah, that’s for sure. Mark Spencer, senior financial analyst from SBC Bank. Mark, good you could be here.
M Thank you.
选项
A、It has increased by 6% to 8% .
B、It has increased by 8% to 10%.
C、It has decreased by 6% to 8%.
D、It has decreased by 8% to 10%.
答案
A
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3104664.html
相关试题推荐
WhyisJohnsad?[br][originaltext]Inthissection,youwillhearamonologue.
WhyisJohnsad?[br][originaltext]Inthissection,youwillhearamonologue.
WhatwasJennyfondofdoingasachild?[br][originaltext]Inthissection,yo
WhatwasJennyfondofdoingasachild?[br][originaltext]Inthissection,yo
WhatwasJennyfondofdoingasachild?[originaltext]Inthissection,youwill
WhatdoesthecompanyCyberEditaimtodo?[br][originaltext]Inthissection,
WhatdoesthecompanyCyberEditaimtodo?[br][originaltext]Inthissection,
WhatdoesthecompanyCyberEditaimtodo?[originaltext]Inthissection,youwi
WhatdidMikedotoendhisnormalanddulllife?[br][originaltext]Inthisse
WhatdidMikedotoendhisnormalanddulllife?[br][originaltext]Inthisse
随机试题
WhenGreenvilleStateUniversitydecidedtomoveitsfineartscollectiontoan
Today,theoutbreakofAIDShasgivenanewsenseofurgencytosexeducatio
项目的可行性研究属于项目论证工作,是项目业主或发起人为了确定投资方案而进行的工作
在房屋租赁合同中,租赁双方当事人不能约定的是()。A.押金 B.租金 C.
消防设施用电线路敷设应满足火灾时()的需求。(A)不断电(B)双电源供电
某市中心有一座市级医院,地处两条交通繁忙的城市干道交叉口的西北角,占地面积为0.
下列业务中,应当缴纳营业税的有()。A、个人转让著作权 B、人民银行对金融机
银行承兑汇票的承兑银行,应当按照票面金额向出票人收取()的手续费。A:千分之一
某施工单位承接了一项直埋光缆线路施工,其中约定,管材、光缆等由建设单位采购,辅材
疑为苯丙酮尿症的儿童初筛应做A.Guthrie细菌生长抑制试验 B.血清苯丙氨
最新回复
(
0
)