首页
登录
职称英语
Borrowing to start a business is not easy. Getting a bank loan, particularly
Borrowing to start a business is not easy. Getting a bank loan, particularly
游客
2023-09-22
47
管理
问题
Borrowing to start a business is not easy. Getting a bank loan, particularly for a new small business, is like going through the eye of a needle.
Banks favor established business people with a solid credit rating and a large bank account. They should also have experience in the business they propose to enter, and offer well-prepared business plans that show the ability to repay the loans. If you are not such a person, then you need to double your preparations to convince the banker to lend you that much needed start-up capital. If your business is new and small, bankers will need to know as much as possible about you and your business.
However, many small business owners often make the mistake of not being well prepared when going to the bank to apply for the loan. Surprisingly, many loan applicants don’t even have the slightest idea how or when they intend to repay the money they request. Often they don’t even know how much money they need. When asked how much money they want to borrow, many people give these two common responses: "How much money can I get?" and "As much as possible." Is it any wonder that lenders say no?
So the most important thing is do your homework before you ask for a loan. [br] Some small businesses fail to get a bank loan because ______.
选项
A、the form they fill in is incomplete
B、their products are not technically advanced
C、the amount of money they want to borrow is too big
D、they have no clear idea of how much they need to borrow
答案
D
解析
事实判断题。本题询问小规模企业不能获得银行贷款的原因。第3段提到需要贷款的人常犯的错误,其中有:他们不知道如何还贷、何时还贷,他们也不知道自己需要贷多少钱,这些错误就是导致他们贷款失败的原因,将本题选项的内容与这几点对比,即可发现选项D提到了其中的一个错误,故本题应选D。
转载请注明原文地址:https://tihaiku.com/zcyy/3035951.html
相关试题推荐
Hewasjusttalkingtomeandhesaidhewasgettingreadytodriveovertosee
He______(have)littlechanceofgettingthejobunlessheistheonlyonetoa
Peoplemaybethemostinterestingshowinalargecity.Strollthroughbusiness
Itriedtogetoutofthebusiness______Ifoundimpossibletocarryon.A、whyB
[originaltext]W:Howareyougettingonwithyourexperiment?M:Inspiteofmy
WhatkindofbusinessisTenderPlusengagedin?______.[br]Whatqualificati
Ourcompanywentintocourier(快递、专递)businessnineyearsago.Wewillmakesu
Ourcompanywentintocourier(快递、专递)businessnineyearsago.Wewillmakesu
Itiseverybody’s______tokeepthecityclean.A、matterB、affairC、businessD、t
[originaltext]W:Whatareyoudoingupthere?M:I’mgettingdressed.W:Well,
随机试题
Researchersinvestigatingbrainsizeandmentalabilitysaytheirworkoffers
[originaltext]W:I’mFaithDonnelly.Thisweekonourprogram,wewilltalkabo
TheCatcherintheRyeiswrittenbyA、J.D.Salinger.B、JackLondon.C、FlanneryO’
一名大学生能否成功取决于他努力的程度。(名词性从句)Whetheracollegestudentcansucceeddependsonhowh
A、Becausehepreferstogooutofthestate.B、Becauseheneedstogainmorecre
网络配置如图所示,其中使用了一台路由器、一台交换机和一台集线器,对于这种配置,下
《幼儿园教育指导纲要(试行)》由四个部分组成,即总则、教育目标、组织与实施、教育
下列哪项属于肝性脑病的诱因?( )A.病毒性肝炎肝硬化 B.门体分流术 C
(2021年真题)我国2020年国内生产总值101.60万亿元,财政支出24.5
(2017年真题)承台混凝土浇筑直接倾卸高度超过2m,应通过()等设施下落。A.
最新回复
(
0
)