首页
登录
职称英语
Borrowing to start a business is not easy. Getting a bank loan, particularly
Borrowing to start a business is not easy. Getting a bank loan, particularly
游客
2023-09-22
51
管理
问题
Borrowing to start a business is not easy. Getting a bank loan, particularly for a new small business, is like going through the eye of a needle.
Banks favor established business people with a solid credit rating and a large bank account. They should also have experience in the business they propose to enter, and offer well-prepared business plans that show the ability to repay the loans. If you are not such a person, then you need to double your preparations to convince the banker to lend you that much needed start-up capital. If your business is new and small, bankers will need to know as much as possible about you and your business.
However, many small business owners often make the mistake of not being well prepared when going to the bank to apply for the loan. Surprisingly, many loan applicants don’t even have the slightest idea how or when they intend to repay the money they request. Often they don’t even know how much money they need. When asked how much money they want to borrow, many people give these two common responses: "How much money can I get?" and "As much as possible." Is it any wonder that lenders say no?
So the most important thing is do your homework before you ask for a loan. [br] Some small businesses fail to get a bank loan because ______.
选项
A、the form they fill in is incomplete
B、their products are not technically advanced
C、the amount of money they want to borrow is too big
D、they have no clear idea of how much they need to borrow
答案
D
解析
事实判断题。本题询问小规模企业不能获得银行贷款的原因。第3段提到需要贷款的人常犯的错误,其中有:他们不知道如何还贷、何时还贷,他们也不知道自己需要贷多少钱,这些错误就是导致他们贷款失败的原因,将本题选项的内容与这几点对比,即可发现选项D提到了其中的一个错误,故本题应选D。
转载请注明原文地址:https://tihaiku.com/zcyy/3035951.html
相关试题推荐
Hewasjusttalkingtomeandhesaidhewasgettingreadytodriveovertosee
He______(have)littlechanceofgettingthejobunlessheistheonlyonetoa
Peoplemaybethemostinterestingshowinalargecity.Strollthroughbusiness
Itriedtogetoutofthebusiness______Ifoundimpossibletocarryon.A、whyB
[originaltext]W:Howareyougettingonwithyourexperiment?M:Inspiteofmy
WhatkindofbusinessisTenderPlusengagedin?______.[br]Whatqualificati
Ourcompanywentintocourier(快递、专递)businessnineyearsago.Wewillmakesu
Ourcompanywentintocourier(快递、专递)businessnineyearsago.Wewillmakesu
Itiseverybody’s______tokeepthecityclean.A、matterB、affairC、businessD、t
[originaltext]W:Whatareyoudoingupthere?M:I’mgettingdressed.W:Well,
随机试题
Tounderstandthephenomenonoforganisedcrime,itisnecessarytostudythe
Aperiodofclimatechangeabout130,000yearsagowouldhavemadewatertra
The______ofaculturalphenomenonisusuallyalogicalconsequenceofsomephy
WhenMarygotintotheexamroom,shejustbecameanxiousandhermindwentcomp
母线电流差动保护采用电压闭锁元件,主要是为了防止()A.系统发生振荡时母线电
肝脓肿中的双环征组成为:A.脓肿壁 B.水肿带 C.纤维肉芽组织带 D.炎
单位和职工个人缴存住房公积金的月平均工资不得超过职工工作地所在设区城市上一年度职
正常白细胞直方图在35~450fl范围内将白细胞分为3个群,在三分群血液细胞分析
水库大坝施工期洪水标准中,拦洪库容为3亿m3的土石坝,其洪水标准是( )年。A
下列关于坡屋面保温描述正确的有()。A.当结构层为钢筋混凝土板时,保温层宜
最新回复
(
0
)