2. 职称英语
  3. Borrowing to start a business is not easy. Getting a bank loan, particularly

Borrowing to start a business is not easy. Getting a bank loan, particularly

游客2023-09-22  47
问题     Borrowing to start a business is not easy. Getting a bank loan, particularly for a new small business, is like going through the eye of a needle.
    Banks favor established business people with a solid credit rating and a large bank account. They should also have experience in the business they propose to enter, and offer well-prepared business plans that show the ability to repay the loans. If you are not such a person, then you need to double your preparations to convince the banker to lend you that much needed start-up capital. If your business is new and small, bankers will need to know as much as possible about you and your business.
    However, many small business owners often make the mistake of not being well prepared when going to the bank to apply for the loan. Surprisingly, many loan applicants don’t even have the slightest idea how or when they intend to repay the money they request. Often they don’t even know how much money they need. When asked how much money they want to borrow, many people give these two common responses: "How much money can I get?" and   "As much as possible." Is it any wonder that lenders say no?
    So the most important thing is do your homework before you ask for a loan. [br] By saying "Getting a bank loan.., is like going through the eye of a needle", the writer emphasizes ______.
选项 A、the ability to borrow from a bank
B、the importance of borrowing money
C、the difficulty of getting a bank loan
D、the start-up of a new small business
答案 C
解析 词意推断题。本题询问第1段第2句的意思。在第1段中，第1句开头的borrowing和第2句开头的getting a bank loan其实是同义词，都表示“从银行借钱”，第2句中间的particularly表明第2句的内容是对第1句内容的递进，由此关系推断第2句通过一个比喻的说法(借贷就像穿针眼)说明向银行借贷有多难，即第1段两句都是为了说明借贷的“难度”的，因此，本题应选选项C。
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