首页
登录
职称英语
Insurance(保险)is the sharing of risks. Nearly everyone is exposed to risk of
Insurance(保险)is the sharing of risks. Nearly everyone is exposed to risk of
游客
2023-09-21
30
管理
问题
Insurance(保险)is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his property can be damaged by fire; the ship-owner knows that his vessel may be lost at sea; the breadwinner knows that he may die at any early age and leave his family poorer. On the other hand, not every house is damaged by fire nor every vessel lost at sea. If these persons, each put a small sum into a pool, there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contribution are known as insured and those who administer(管理)the pool of contributions as insurers.
The legal basis of all insurance is the policy. This is a printed form of contract on stout paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the premium(保险费), which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens. The premium for an insurance naturally depends upon how likely the risk is to happen, as suggested by past experience. If companies fix their premiums too high, there will be more to make the premium too low, they will lose money and may even have to drop out of business. So the ordinary forces of supply and demand keep premiums at a level satisfactory to both the insurer and the insured. [br] According to the writer, insurance is______.
选项
A、useful but too risky
B、useful and necessary
C、costly but worth buying
D、cheap but not necessary
答案
C
解析
题干意为“根据文章,保险是…”。文章先说明保险的可行性,又说明保险费不是很高,投保人还会受益,由此可以看出:保险虽然费钱,但是还是值得买的,故选C。
转载请注明原文地址:https://tihaiku.com/zcyy/3034234.html
相关试题推荐
Accordingtothepassage,insuranceispossiblebecause______.[br]Accordingt
Accordingtothepassage,insuranceispossiblebecause______.[br]Apolicyis
Insuranceisthesharingofrisks.Nearlyeveryoneisexposedtoriskofsom
1.你是湖南长沙市保险学院学生,看到上海欣达公司在《中国日报》招聘秘书职位的广告,请以王卫民的身份写一封求职信,随信附上简历表一份,你住在学生2号宿舍135房
Therulerequiresthateveryone(have)______hiscarcheckedonceayear.have
A—marineinsuranceB—fireinsuranceC—compulsoryin
A—marineinsuranceB—fireinsuranceC—compulsoryin
A—marineinsuranceB—fireinsuranceC—compulsoryin
A—marineinsuranceB—fireinsuranceC—compulsoryin
ThemeaningofChristmasisdifferenttodifferentpeople,butalmosteveryonea
随机试题
______(他有难以抵制的冲动)totalktothecrowdwhenheenteredHydePark.Hehadanirres
[originaltext]W:HeyJohn,doyouknowthatmycousinwasjustselectedasame
同一桁架在所示两种不同荷载作用下,哪些杆件内力发生变化?( ) A.仅DE杆
有关丙型肝炎,正确的是A.丙型肝炎临床可以进一步分为慢性及亚临床型 B.丙型肝
关于债务契约的限制内容,以下描述不包括()。A.规定每股股利的最高限额 B
患者,女,50岁,因交通事故致双下肢瘫痪,大小便失禁,其子女将其送到医院康复科进
患者男,36岁。十二指肠溃疡病史3年,喜饮酒,因工作忙,加班数日,上腹部疼痛加剧
一住店客人未付房钱即想离开旅馆去车站。旅馆服务员揪住他不让走,并打报警电话。客人
根据有效市场假说,下列说法中正确的有()。A.只要所有的投资者都是理性的,
TD-SCDMA采用TDD、TDMA/CDMA多址方式工作,载频的带宽为()。
最新回复
(
0
)