首页
登录
职称英语
Insurance(保险)is the sharing of risks. Nearly everyone is exposed to risk of
Insurance(保险)is the sharing of risks. Nearly everyone is exposed to risk of
游客
2023-09-20
22
管理
问题
Insurance(保险)is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his property can be damaged by fire; the ship-owner knows that his vessel may be lost at sea; the breadwinner knows that he may die at any early age and leave his family poorer. On the other hand, not every house is damaged by fire nor every vessel lost at sea. If these persons, each put a small sum into a pool, there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contribution are known as insured and those who administer(管理)the pool of contributions as insurers.
The legal basis of all insurance is the policy. This is a printed form of contract on stout paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the premium(保险费), which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens. The premium for an insurance naturally depends upon how likely the risk is to happen, as suggested by past experience. If companies fix their premiums too high, there will be more to make the premium too low, they will lose money and may even have to drop out of business. So the ordinary forces of supply and demand keep premiums at a level satisfactory to both the insurer and the insured. [br] According to the writer, insurance is______.
选项
A、useful but too risky
B、useful and necessary
C、costly but worth buying
D、cheap but not necessary
答案
C
解析
题干意为“根据文章,保险是…”。文章先说明保险的可行性,又说明保险费不是很高,投保人还会受益,由此可以看出:保险虽然费钱,但是还是值得买的,故选C。
转载请注明原文地址:https://tihaiku.com/zcyy/3030269.html
相关试题推荐
()双安全气囊()汽车保险[br]()四轮定位()普通无铅汽油O、A
()双安全气囊()汽车保险[br]()汽车经销商()防抱死系统G、H
Everyoneshouldbeallowedtomakeamistakewithout______(punish)forit.being
Itisknowntoeveryonethatnosmoking(permit)______inthelibrary.ispermit
Asurveysuggeststhatnearlyoneinsixchildrenhasdifficultytotalk.A、tole
请求更换保险代理说明:假设你是车主,写信给保险公司的经理Anderson先生,请求更换代理。内容:1.自己是AA保险公司约5年的保险客户
Theprofitsearnedbyamutualinsurancecompany______.[br]Ifapersonbuysa
Theprofitsearnedbyamutualinsurancecompany______.[br]Theevidenceofpho
Theprofitsearnedbyamutualinsurancecompany______.[br]Theword"their"in
Theprofitsearnedbyamutualinsurancecompany______.[br]Astothetypesof
随机试题
Whatistheparents’attitudetowardsschooluniforms?A、Someparentsliketheid
[originaltext]M:Doyouthinkyoufeelenergeticenoughtowalktoourstudygr
PeoplewhospendalotoftimesurfingtheInternetaremorelikelytoshow
关于分销的特点,下列说法错误的是( )。A.有利于扩大市场覆盖面 B.有利于
以太网交换机的Console端口与PC机的()端口通过控制台电缆相连,默认的
甲商贸企业委托乙外贸企业代理出口高档化妆品,2018年11月乙外贸企业代理额为2
促进垂体后叶释放抗利尿激素的药物是A.曲马多B.罗通定C.哌替啶D.吗啡E.纳洛
个性心理差异主要表现在()和()。
每张处方对患者和药品的限制要求是A.一名患者、五种药品 B.一名患者、多种药品
设计概算是设计单位编制和确定的建设工程项目从筹建至()所需全部费用的文件。
最新回复
(
0
)