2. 职称英语
  3. Borrowing to start a business is not easy. Getting a bank loan, particularly

Borrowing to start a business is not easy. Getting a bank loan, particularly

游客2023-09-20  53
问题    Borrowing to start a business is not easy. Getting a bank loan, particularly for a new small business, is like going through the eye of a needle.
   Banks favor established business people with a solid credit rating and a large bank account. They should also have experience in the business they propose to enter, and offer well-prcparcd business plans that show the ability to repay the loans. If you are not such a person, then you need to double your preparations to convince the banker to lend you that much needed start-up capital. If your business is new and small, bankers will need to know as much as possible about you and your business.
   However, many small business owners often make the mistake of not being well prepared when going to the bank to apply for the loan. Surprisingly, many loan applicants don’t even have the slightest idea how or when they intend to repay the money they request. Often they don’t even know how much money they need. When asked how much money they want to borrow, many people give these two common responses: "How much money can I get?" and "As much as possible." Is it any wonder that lenders say no?
   So the most important thing is do your homework before you ask for a loan. [br] What will bankers do before they give a loan to a new and small business?
选项 A、Help fill out a special form for getting a loan.
B、Request the business to pay a small deposit.
C、Get enough information about the business.
D、Estimate the size of the loan they will give.
答案 C
解析 事实细节题。由关键词a new and small business定位到文章第二段最后一句。定位句指出，如果那些刚刚创建的小型公司申请贷款，那么银行需要尽可能多地了解公司老板和公司的情况。换句话说，在批准向刚刚创建的小型公司发放贷款之前，银行会了解关于公司的足够多的信息。C)Get enough information about the business是对定位句中的know as much as possible about you and your business的同义转述，由此确定C)“获得关于公司的足够多的信息”为本题的答案。
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