首页
登录
职称英语
[originaltext] Learning to live off your investments in retirement is harder
[originaltext] Learning to live off your investments in retirement is harder
游客
2023-09-04
38
管理
问题
Learning to live off your investments in retirement is harder than saving the money to begin with. Particularly in this unpredictable investment environment,cutting yourself a regular retirement check from your investments can be scary. (26) Purchasing a fund is a retirement planning possibility that many retirees are reluctant to embrace because there’s no inflation protection and no flexibility. In the last couple of years,some investment management companies have rolled out an alternative called a managed-payout fund. Last weekend,the Wall Street Journal examined how well some of these funds have done and the news was pretty discouraging. (27) The report made it clear that living on investment income on a tight budget can be rough. If you are still a distance from retirement, here’s a little exercise you might consider. (28) It doesn’t require spending any money and you might learn something important about your ability to live on your savings. Choose a managed-payout fund, see how it is invested, and allocate your savings in the same way the fund does. Once every quarter,subtract the amount of money that you would be taking out and see how well you do. If you feel good about how the fund is managing your money,you might consider including it in your retirement strategy. (28) Or maybe this exercise will convince you that you can manage your money yourself—and save the management fees. If you don’t like the result,you haven’t lost any real money and you can cross that strategy off the retirement planning list.
26. Why are many people reluctant to invest in funds for retirement?
27. What did the report by Wall Street Journal find out?
28. What’s the benefit of the exercise according to the passage?
选项
A、It practiced to live by retirement savings.
B、It saved an extra management fee.
C、It enhanced the understanding of funds.
D、It taught knowledge of investments.
答案
D
解析
文中提到,用模拟投资的方式,不用花真正的钱,还能学到投资技巧和知识,通过练习,你或许发现靠自己投资也很好,这样就省下一笔投资代理费用。因此,模拟投资练习的好处是D)“教会了投资的相关知识”。
转载请注明原文地址:https://tihaiku.com/zcyy/2985643.html
相关试题推荐
[originaltext]W:Whatareyouworkingnow?M:(19)I’vejustfinishedapieceof
[originaltext]W:Whatareyouworkingnow?M:(19)I’vejustfinishedapieceof
[originaltext]W:Oh,itisterrible!AbroadAerolinesArgentina’sflight386.
[originaltext]W:Oh,itisterrible!AbroadAerolinesArgentina’sflight386.
[originaltext][32]Musicwhichisoriginalisindividualandpersonal.Tha
[originaltext][32]Musicwhichisoriginalisindividualandpersonal.Tha
[originaltext]Objectsthatarevibratingmakesounds.Rhythmicsoundvibra
[originaltext]Objectsthatarevibratingmakesounds.Rhythmicsoundvibra
[originaltext][26]Thereisnodoubtthatadults,andevenhighlyeducated
[originaltext][26]Thereisnodoubtthatadults,andevenhighlyeducated
随机试题
如图所示的结构中,HB为( )。 A、-F B、-F/2 C、F
计算机存储数据的最小单位是二进制的()A.位(比特) B.字节 C.字长
急性肾小球肾炎脾肾亏虚,水气泛滥证的治法是( )。A.清热解毒,利湿消肿 B
A.生龙骨、生牡蛎 B.石菖蒲、旋覆花 C.全蝎、蜈蚣 D.石决明、钩藤
某工作的实际进度与计划进度如下图所示,错误的有( )。 A、第4周末本工
国际航运市场中不定期市场主要包括( )。 A.班轮运输市场 B.干散
关于抑郁症状的临床分级,下列说法中正确的是()。 A.除参考量表分值外,主要还
(2020年真题)换热站的管道与设备安装前,参加预埋吊点数量位置复核检查的单位有
在进口设备原价计算中,卖方还应办理运输途中的最低险别的海运保险的是()。A.FO
最新回复
(
0
)