首页
登录
职称英语
When we worry about who might be spying on our private lives, we usually thi
When we worry about who might be spying on our private lives, we usually thi
游客
2023-08-16
41
管理
问题
When we worry about who might be spying on our private lives, we usually think about the Federal agents. But the private sector outdoes the government every time. It’s Linda Tripp, not the FBI, who is facing charges under Maryland’s laws against secret telephone taping. It’s our banks, not the Internal Revenue Service(IRS), that pass our private financial data to telemarketing firms.
Consumer activists are pressing Congress for better privacy laws without much result so far. The legislators lean toward letting business people track our financial habits virtually at will.
As an example of what’s going on, consider U.S. Bancorp, which was recently sued for deceptive practices by the state of Minnesota. According to the lawsuit, the bank supplied a telemarketer called MemberWorks with sensitive customer data such as names, phone numbers, bank-account and credit-card numbers, Social Security numbers, account balances and credit limits.
With these customer lists in hand, MemberWorks started dialing for dollars—selling dental plans, videogames, computer software and other products and services. Customers who accepted a "free trial offer" had 30 days to cancel. If the deadline passed, they were charged automatically through their bank or credit-card accounts. U.S. Bancorp collected a share of the revenues.
Customers were doubly deceived, the lawsuit claims. They didn’t know that the bank was giving account numbers to MemberWorks. And if customers asked, they were led to think the answer was no.
The state sued MemberWorks separately for deceptive selling. The company denies that it did anything wrong. For its part, U.S. Bancorp settled without admitting any mistakes. But it agreed to stop exposing its customers to nonfinancial products sold by outside firms. A few top banks decided to do the same. Many other banks will still do business with MemberWorks and similar firms.
And banks will still be mining data from your account in order to sell you financial products, including things of little value, such as credit insurance and credit-card protection plans.
You have almost no protection from businesses that use your personal accounts for profit. For example, no federal law shields "transaction and experience" information—mainly the details of your bank and credit-card accounts. Social Security numbers are for sale by private firms. They’ve generally agreed not to sell to the public. But to businesses, the numbers are an open book. Self-regulation doesn’t work. A firm might publish a privacy-protection policy, but who enforces it?
Take U.S. Bancorp again. Customers were told, in writing, that "all personal information you supply to us will be considered confidential." Then it sold your data to MemberWorks. The bank even claims that it doesn’t "sell" your data at all. It merely "shares" it and reaps a profit. Now you know. [br] Businesses do not regard information concerning personal bank accounts as private because_____.
选项
A、its revelation will do no harm to consumers under the current protection policy
B、it is considered "transaction and experience" information unprotected by law
C、it has always been considered an open secret by the general public
D、its sale can be brought under control through self-regulation
答案
B
解析
倒数第二段前两句讲到,关于企业利用你的个人账户来赢利,你几乎毫无保障,没有一部联邦法律会保护“交易往来”信息。B表述与原文相符。
转载请注明原文地址:https://tihaiku.com/zcyy/2931853.html
相关试题推荐
[originaltext]Theprivatemotorvehiclehasgivenusafreedomourancestor
[originaltext]Theprivatemotorvehiclehasgivenusafreedomourancestor
[originaltext]Theprivatemotorvehiclehasgivenusafreedomourancestor
Farmersusuallyuseploughstopreparetheirfieldsforplantingcrops.Plou
Farmersusuallyuseploughstopreparetheirfieldsforplantingcrops.Plou
Farmersusuallyuseploughstopreparetheirfieldsforplantingcrops.Plou
Farmersusuallyuseploughstopreparetheirfieldsforplantingcrops.Plou
Farmersusuallyuseploughstopreparetheirfieldsforplantingcrops.Plou
[originaltext]Theprivatemotorvehiclehasgivenusafreedomourancestor
[originaltext]Theprivatemotorvehiclehasgivenusafreedomourancestor
随机试题
FormanyAmericans,summerisatimetoputonswimwearandspendtimeatt
商业银行的各类负债业务中,最核心的业务是()。A.同业拆入业务 B.资金业
李某,女性,30岁。饱食后出现脘腹胀满疼痛,拒按,嗳腐吞酸,厌食呕恶,痛而欲泄,
可在人工培养基中生长的对人类有致病作用的立克次体是( )。A.立克次体属 B
苏霍姆林斯基曾说过:“一个好的教师,是一个懂得心理学和教育学的人。”这里他强调的
有关乳牙滞留的描述,错误的是A.继承恒牙已萌出,乳牙未按时脱落 B.乳牙滞留应
在对某社区进行社区口腔保健宣讲时,首先要讲明老年人口腔保健的策略主要是A.自我保
在农村经营管理统计中,农民专业合作社本年度为成员统一销售农产品总量占成员当年销售
在填制会计凭证时,¥2353.62元的大写金额数字为()。A.人民币贰仟叁
根据《节约能源法》,关于我国建筑节能措施的说法,正确的是()A:新建筑必须安装和
最新回复
(
0
)