首页
登录
职称英语
[originaltext] (19)As US banks recovered with the help of the American gove
[originaltext] (19)As US banks recovered with the help of the American gove
游客
2023-08-12
61
管理
问题
(19)As US banks recovered with the help of the American government and the American taxpayers, President Obama held meetings with top bank executives, telling them it’s time to return the favor. " The way I see it are banks now having a greater obligation to the goal of a wider recovery," he said. But the President may be giving the financial sector too much credit. " It was in a free fall, and it was a very scary period. " economist Martin Neil Baily said. After the failure of Lehman Brothers, many of the world’s largest banks feared the worst as the collapse of the housing bubble exposed investments in risky loans.
Although he says the worst is over, Baily says the banking crisis is not. More than 130 US banks failed in 2009.(20)He predicts high failure rates for smaller regional banks in 2010 as commercial real estate loans come due. " So there may actually be a worsening of credit availability to small and medium sized businesses in the next year or so. "
Analysts say the biggest problem is high unemployment, which weakens demand and makes banks reluctant to lend. But US Bancorp chief Richard Davis sees the situation differently.
"We’re probably more optimistic than the experts might be.(21)With that in mind, we’re putting in everything we can. Lending is the coal to our engine, so we want to make more loans. We have to find a way to qualify more people and not put ourselves at risk. "
While some economists predict continued recovery in the future, Baily says the only certainty is that banks are unlikely to make the same mistakes twice. "You know, forecasting has become a very hazardous business, so I don’t want to commit myself too much. I don’t think we know exactly what’s going to happen, but it’s certainly possible that we could get very slow growth over the next year or two. "
(22)If the economy starts to shrink again, Baily says, it would make a strong case for a second stimulus—something the Obama administration hopes will not be necessary.
Questions 19 to 22 are based on the recording you have just heard.
19. What does President Obama hope the banks will do?
20. What is Martin Neil Baily’s prediction about the financial situation in the future?
21. What does US Bancorp chief Richard Davis say about its future operation?
22. What does Martin Neil Baily think of a second stimulus to the economy?
选项
A、It will work closely with the government.
B、It will endeavor to write off bad loans.
C、It will try to lower the interest rate.
D、It will try to provide more loans.
答案
D
解析
讲座中提到,Richard Davis认为,借贷就像是他们的发动机的燃料,所以他们会发放更多的贷款,故答案为D)。
转载请注明原文地址:https://tihaiku.com/zcyy/2920391.html
相关试题推荐
[originaltext]Watersuppliesaroundtheplanetarerunningdryatanalarmi
[originaltext]Moderator:Hi,everyone!I’msohappythatBenedettaBertiwi
[originaltext]Dogsareverymindfulofsound.Whendogownersshoutorspea
[originaltext]Dogsareverymindfulofsound.Whendogownersshoutorspea
[originaltext]Dogsareverymindfulofsound.Whendogownersshoutorspea
[originaltext]IntheUnitedStates,acompanyisworkingonaprojectthat
[originaltext]IntheUnitedStates,acompanyisworkingonaprojectthat
[originaltext]IntheUnitedStates,acompanyisworkingonaprojectthat
[originaltext]Moderator:Helloladiesandgentleman,itgivesmegreatplea
[originaltext]Moderator:Helloladiesandgentleman,itgivesmegreatplea
随机试题
坚持按照PDCA的循环过程不断完善和提高的全面质量管理观点中的“C”表示( )
酒依赖的特点有哪些?
某企业在2017年3月20日以其机器设备作抵押向银行申请贷款100万元。银行审查
图a)所示结构,取图b)为力法基本体系,相应力法方程为δ11X1+Δ1C=0,其
以下腧穴中常用于治疗落枕的是A.外劳宫 B.合谷 C.百会 D.太冲 E
与氢氧化钠水溶液共沸开环产生巯基,遇亚硝基铁氰化钠反应生成红色的药物是A.阿苯达
作业人员应具备必要的电气知识和业务技能,且按工作性质,熟悉本规程的相关部分,并经
《统计法》规定,乡镇人民政府( )。A.设立独立的统计机构,指定统计负责人
(2009年)学生通过查阅文献,像历史学家研究分析史料那样,在求知过程中组织属于
下列关于临时用电的规定,说法正确的是( )。A.临时用电施工现场每季度检查一次
最新回复
(
0
)