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  3. Should College Students Have Credit Cards? 1．有的人认为大学生应该使用信用卡 2．有的人则认为大学

Should College Students Have Credit Cards? 1．有的人认为大学生应该使用信用卡 2．有的人则认为大学

游客2023-08-09  25
问题    Should College Students Have Credit Cards?
   1．有的人认为大学生应该使用信用卡
   2．有的人则认为大学生使用信用卡会带来负面影响
   3．我的看法
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答案    Should College Students Have Credit Cards?
   As regards whether the college students should own credit cards, there has been a heated discussion among people. Those who believe in its necessity think that owning credit cards can help students who are in an emergency, and also it is a good way for college students to learn how to spend their money and how to show self-restraint.
   However, some people are against college students’ use of credit cards. First and foremost, college students may squander their money when having credit cards, with which they may buy something unnecessary such as luxurious clothes or expensive mobile phones. What’s more, they will increase the burden of their families. According to a recent survey conducted by Industrial and Commercial Bank of China, a high proportion of 45% of college students admit that they have credit-card debts. Parents have to repay the debts if their children can not pay for them by themselves.
   As for me, the point is not whether we should have credit cards or not, but that as college students, we should maintain the traditional virtue of frugality and learn to spend our money in a wise way.
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