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[originaltext]M: Welcome to Money Matters, a weekly program that helps you mana
[originaltext]M: Welcome to Money Matters, a weekly program that helps you mana
游客
2023-08-04
21
管理
问题
M: Welcome to Money Matters, a weekly program that helps you manage your money. Tonight, I’ll be talking to Mary Johnson about budgeting.
W: Hello, everyone.
M: There’s a magic about money. When it’s not planned for, tracked and kept a record of, it literally disappears. What are some of the steps we can take to prevent this from happening?
W: Well, it’s all about keeping track of your money. If you don’t do that, you’ll never be able to set any goals for your budget or have the discipline to stick to them.
M: That’s easier said than done. I read recently that only 41% of Americans adhere to a budget.
W: Yes, but knowing what you earn and what you spend can give you reassurance that you won’t get into debt in the first place. You can do this by adding up all of your sources of income you have and writing them all down on a piece of paper. On the same page, write down all of your monthly expenses.
M: I’m always amazed at how much my expenses add up, but designating each item as an income or an expense really helps me have a much better sense of all my spending.
W: Right. Most people have no idea how much they spend each day, let alone each week, or month, no matter how careful they are. Next, subtract your monthly expenses from income. If the result is positive, you are living within your means. If the result is a negative number, you’re going to have to cut back on your spending.
M: I’m usually a negative number. I just can’t resist the allure of all those prestigious goods.
W: Well, it’s not a catastrophe, but you do have to make some changes. Try cutting back on those non-essential items, sell some stuff in your attic, or shop online to avoid unnecessary temptations, like chocolate. Failing that, you can always find yourself a part-time job.
1. What does the man say about the weekly program?
2. What did the man read recently?
3. What does the woman suggest the man do first to avoid getting into debt?
4. What does the woman say about online shopping?
选项
A、Keep track of his money.
B、Live within his means.
C、Find more sources of income.
D、Refrain from buying luxuries.
答案
A
解析
对话中,女士说道:“但是了解你的收入和支出可以首先让你确信你不会欠债。”接着告诉男士怎样在纸上记录自己的收入和支出,由此可知,女士所说的“了解你的收入和支出”就是“记录你的钱”。所以A项正确。对话最后,女士对男士入不敷出的情况提出了几点建议,B、C、D三项都在建议之内,但这些都不是女士建议男士首先要做的事,故均排除。
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