首页
登录
职称英语
【B1】 [br] 【B3】 [originaltext] Things have changed in your life. Most notably,
【B1】 [br] 【B3】 [originaltext] Things have changed in your life. Most notably,
游客
2023-08-02
20
管理
问题
【B1】 [br] 【B3】
Things have changed in your life. Most notably, you are no longer employed. Perhaps you’ve been laid off from your former workplace. Perhaps you are in the process of starting a business. Perhaps you are staying home to care for a child you’ve recently adopted. You decide to apply for a variety of insurances that will help you to manage the risks inherent in life(health, life, disability). A few weeks after filling out your applications, you receive a reply from the insurance company that goes something like, "Dear So-and-so. Upon review of your application we are sorry to report that we cannot insure you at this time". A rejection? What’s that all about? You call them up and find that they have rejected your application for certain insurances because of your past history of mental illness.
Outrageous, right? Nope. This is more or less how our insurance system works.
The chain of events that has led up to your insurance rejection went something like this. All those years ago when you were in therapy, your diagnosis was sent back to the insurance company that was paying for your therapy. They, in turn, sent it out to an institution known as MIB(short for "Medical Information Bureau", not "Men In Black"). MIB is a not-for-profit data warehouse sponsored by major insurance carriers. MIB’s purpose is to record, retain and share personal medical information collected about you by an insurance company with other insurance companies. As part of the standard process of reviewing your application for insurance coverage, the insurance company called up MIB and took a look at your record. Noting the "mental illness" diagnosis there, they decided that it was not in their interests to offer you insurance because of your previous diagnosis. The reasoning would be something Nike, "This person may very well get depressed again in the future, possibly even depressed enough so that you require treatment or become disabled. We’d have to pay for that treatment. There is, therefore, too much risk involved in insuring this person."
选项
答案
insurances
解析
转载请注明原文地址:https://tihaiku.com/zcyy/2891168.html
相关试题推荐
[originaltext]Goodmorning,class.Mytopictodayishowtofeedahungryw
[originaltext]Goodmorning,class.Mytopictodayishowtofeedahungryw
[originaltext]Emotionsareanessentialandinseparablepartofourconscio
[originaltext]Emotionsareanessentialandinseparablepartofourconscio
[originaltext]WhileithaslongbeenapracticeinAsiancountries,manype
[originaltext]WhileithaslongbeenapracticeinAsiancountries,manype
[originaltext]AstudyhasfoundthateducationalTVshowscomewithanadde
[originaltext]AstudyhasfoundthateducationalTVshowscomewithanadde
[originaltext]Thesaying"blindasabat"simplyisn’tcorrect.Thetruthi
[originaltext]M:WithmeinthestudiotodayisMs.JaneLogan,authorofanew
随机试题
CompletethenotesbelowusingNOMORETHANTHREEWORDSforeachanswer.[img]20
(1)Mostpeopledreamenthusiasticallyatnight,theirdreamsseeminglyoccup
Whyarestoremanagersoftenthelasttohearcomplaints?[br]WhatdoesPaulaC
[originaltext]M:PleaseexcusethemessIhaven’thadanytimetoclean.W:Wha
不可能干扰"M"蛋白检测分析的因素有A.严重溶血的标本 B.高免疫球蛋白的血标
头面部的疼痛是由下列何种神经传导的A.三叉神经 B.面神经 C.交感神经
资金盈余者通过存款等形式,或者购买银行、信托和保险等金融机构发行的有价证券,将其
一般而言,当()时,股价形态不构成反转形态。 A.股价形成头肩底后突破颈线位
(2018年真题)除()同意外,期货从业人员不得兼任导致与现任职务产生实际或潜
下列不属于财政政策工具的是() A.贴息B.公开市场业务C.转移支付
最新回复
(
0
)