Life insurance isn’t fun to buy. It forces you to think about your death: a

游客2023-07-28  22

问题     Life insurance isn’t fun to buy. It forces you to think about your death: a subject many prefer not to【B1】______. But there’s a single, overriding reason to buy life insurance., to provide an income for your【B2】______should you die. Don’t depend solely on an agent to【B3】______your life insurance needs. Rule-of-thumb【B4】______such as five or eight times your income are guesses: they may produce too little or too much insurance. Carry too little insurance and you may not provide a reasonable【B5】______of living for your family after your death; carry too much and you may not enjoy a reasonable standard of living while you’re【B6】______.
    Most people who have life insurance don’t have enough.  The median amount of【B7】______ for all adults with life insurance was only 15,000 pounds in 1984. That’s obviously not enough to【B8】______a family with young children for very long. Nationwide Insurance .found that【B9】______; they needed about 100, 705 pounds more. Married women carried about 43, 516 worth insurance but needed some 98,507 pounds more.
  【B10】______? First, figure what your family’s expenses Would be if you died tomorrow. Then,【B11】______
    Finally, subtract the assets from the needs. The result is the amount of additional insurance that you’ll need to buy. [br] 【B10】

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答案 How do you determine the amount of life insurance you would need to maintain your family’s current life-style if the bread-winner died?

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