首页
登录
职称英语
The Supreme Court’s recent decision allowing regional interstate banks has d
The Supreme Court’s recent decision allowing regional interstate banks has d
游客
2023-07-24
42
管理
问题
The Supreme Court’s recent decision allowing regional interstate banks has done away with one restriction in America’s banking operation, although many others still remain. Although the ruling does not apply to very large money-center banks, it is a move in a liberalizing direction that could in the end push Congress into framing a sensible legal and regulatory system that allows banks to plan their future beyond the next court case.
The restrictive laws that the courts are interpreting are mainly a legacy(遗赠物) of the bank failures of the 1930’s. The current high rate of bank failure--higher than at any time since the Great Depression--has made legislators ’afraid to remove the restrictions. While their legislative timidity is understandable, it is also mistaken. One reason so many American banks are getting into trouble is precisely that the old restrictions make it hard for them to build a domestic base large and strong enough to support their activities in today’s telecommunicating round-the-clock, around-the-world financial markets.
In trying to escape from these restrictions, banks are taking enormous, and what should be unnecessary, risks. For instance, would a large bank be buying small, failed savings banks at inflated prices if federal law and states regulations permitted that bank to explain instead through the acquisition of financially healthy banks in the region? Of coupe not. The solution is clear. American banks will be sounder when they are not geographically limited.
The house of Representative’s banking committee has shown part of the way forward by recommending common-sensible, though limited, legislation for a five-year transition to nationwide banking. This would give regional banks time to group together to form counterweights to the big moneycenter banks. Without this breathing space the big money-center banks might soon extend across the country to develop. But any such legislation should be regarded as only a way station on the road towards a complete examination of American’s suitable banking legislation. [br] The main idea of the passage is that______.
选项
A、despite many bank failures, the nature of banking has not really changed so much
B、the current banking law must be useful to today’s banks
C、center banks currently have too much power as compared with the regional banks
D、banks have bee. n forced to take needless and dangerous risks due to the restrictions
答案
D
解析
主旨大意题。根据文章大意的介绍可知:由于目前的法律己不能满足现代银行业发展的需要,银行被迫冒一些无渭的风险,故D项为正确答案。
转载请注明原文地址:https://tihaiku.com/zcyy/2865400.html
相关试题推荐
WhyTheyCameNotmanydecisionscouldhavebeenmored
WhyTheyCameNotmanydecisionscouldhavebeenmored
WhyTheyCameNotmanydecisionscouldhavebeenmored
WhyTheyCameNotmanydecisionscouldhavebeenmored
WhyTheyCameNotmanydecisionscouldhavebeenmored
Recently,astudentusedhisPersonalDigitalAssistant(PDA)tofilmafema
Recently,astudentusedhisPersonalDigitalAssistant(PDA)tofilmafema
TheSupremeCourt’srecentdecisionallowingregionalinterstatebankshasd
TheSupremeCourt’srecentdecisionallowingregionalinterstatebankshasd
TheSupremeCourt’srecentdecisionallowingregionalinterstatebankshasd
随机试题
Inthesentence"Hehasawishtotravelroundthewholecountry",theitalicize
[originaltext][5]HundredsofresidentsandholidaymakersalongsouthernAus
ThefamilyofSirycsrefusedallthebenefitsofcivilization.Nowtheylive
[originaltext]Howareyougettingalong?[/originaltext][originaltext]What’sth
AnewreportreleasedbytheAmericanFederationofTeachers(AFT)remindsu
生态系统中的能量沿着食物网循环流动。
A右上角数字与左下角数字的和等于右下角数字与左上角数字之和的2倍,即10+2=(1+5)X2,5+3=(1+3)X2,故问号处应为(11
进行德育时要有一定的理想性和方向性,以指导学生向正确的方向发展,这体现了德育的(
张某因合同纠纷起诉齐某,一审法院判决张某胜诉,确认张某对齐某享有债权。双方在上诉
根据《市政公用工程注册建造师执业工程规模标准》,二级市政公用工程注册建造师不能承
最新回复
(
0
)