首页
登录
职称英语
The Supreme Court’s recent decision allowing regional interstate banks has d
The Supreme Court’s recent decision allowing regional interstate banks has d
游客
2023-07-24
63
管理
问题
The Supreme Court’s recent decision allowing regional interstate banks has done away with one restriction in America’s banking operation, although many others still remain. Although the ruling does not apply to very large money-center banks, it is a move in a liberalizing direction that could in the end push Congress into framing a sensible legal and regulatory system that allows banks to plan their future beyond the next court case.
The restrictive laws that the courts are interpreting are mainly a legacy(遗赠物) of the bank failures of the 1930’s. The current high rate of bank failure--higher than at any time since the Great Depression--has made legislators ’afraid to remove the restrictions. While their legislative timidity is understandable, it is also mistaken. One reason so many American banks are getting into trouble is precisely that the old restrictions make it hard for them to build a domestic base large and strong enough to support their activities in today’s telecommunicating round-the-clock, around-the-world financial markets.
In trying to escape from these restrictions, banks are taking enormous, and what should be unnecessary, risks. For instance, would a large bank be buying small, failed savings banks at inflated prices if federal law and states regulations permitted that bank to explain instead through the acquisition of financially healthy banks in the region? Of coupe not. The solution is clear. American banks will be sounder when they are not geographically limited.
The house of Representative’s banking committee has shown part of the way forward by recommending common-sensible, though limited, legislation for a five-year transition to nationwide banking. This would give regional banks time to group together to form counterweights to the big moneycenter banks. Without this breathing space the big money-center banks might soon extend across the country to develop. But any such legislation should be regarded as only a way station on the road towards a complete examination of American’s suitable banking legislation. [br] What is the author’s attitude towards the current banking laws?
选项
A、Tolerant and disapproved.
B、Concerned and dissatisfied.
C、Understandable and indifferent.
D、Supportive and admirable.
答案
B
解析
观点态度题。文章首段内容提到:美国银行业务中还存在许多限制。作者在文章最后指出:这样的立法只能被看作是全面制定合理的美国银行法的一个小插曲。显然,在作者看来,美国国会需要全面修改现行银行法,而不应该仅停留在对它的修修补补上。由此可知,作者对于现存的银行法心存忧虑和不满。
转载请注明原文地址:https://tihaiku.com/zcyy/2865399.html
相关试题推荐
Oneafternoonrecently,two【B1】______friendscalledtotellmethat,well,t
Oneafternoonrecently,two【B1】______friendscalledtotellmethat,well,t
Oneafternoonrecently,two【B1】______friendscalledtotellmethat,well,t
Oneafternoonrecently,two【B1】______friendscalledtotellmethat,well,t
WhyTheyCameNotmanydecisionscouldhavebeenmored
WhyTheyCameNotmanydecisionscouldhavebeenmored
WhyTheyCameNotmanydecisionscouldhavebeenmored
WhyTheyCameNotmanydecisionscouldhavebeenmored
WhyTheyCameNotmanydecisionscouldhavebeenmored
WhyTheyCameNotmanydecisionscouldhavebeenmored
随机试题
Residents______wishtosignupfortheNeighborhoodWatchgroupshouldcontact
Forthispart,youareallowed30minutestowritealetterofappealcallin
Hetalksasifhe______everything.A、knowB、knewC、hadknownD、hasknownB他讲起话来
Travelers【T1】______intotwocategories:thosewhomakelistsandthosewho
Asifyouneededanotherreasontohatethegym,itnowturnsoutthatexerc
2020年7月,完成某合同工程额为150万元。其中可调部分所占工程额的比例:人工
各类电力安全工器具必须由()电力安全工器具检验机构进行检验A.国家 B
小丁夫妇结婚15年,不能生育,欲收养1名子女。根据《收养法》,下列未成年人中,小
具有利湿化浊、清热解毒功用的方剂是( )。A.连朴饮 B.三仁汤 C.八正
横嵴位于哪个牙的咬合面A.下颌第一前磨牙B.下颌第二前磨牙C.上颌第一磨牙D.下
最新回复
(
0
)