[originaltext]W: Good morning. How can I help you?M: I’d like to open a new ac

游客2023-07-19  29

问题  
W: Good morning. How can I help you?
M: I’d like to open a new account.
W: OK. Please take a seat. Well, (19)have you filled out an application form?
M: Yes. And I’ve brought some documents along with me, too. Do I need to show you my passport?
W: Yes. I’ll just have my assistant look over these quickly and then we’ll move on to the next step. So, you want to open up a checking account and a savings account, right?
M: Yes. Does the checking account come with a debit card?
W: (20)Yes. Actually, both accounts come with cards that you can use in ATM machines, so that you won’t have to come into the bank to make a transaction.
M: That’s very convenient.
W: It sure is. Our customers really like it. Then, do you have any other questions about your new accounts?
M: Yes. What’s the maximum amount that I am allowed to have in an overdraft?
W: $ 1 000 is the maximum.
M: Is there a penalty for having an overdraft?
W: (21)Yes, but it’s not much. You just have to pay 1% interest on the account. It’s much lower than any of our loans and it’s much better than owing money to most credit cards.
M: That’s true. Um... is everything alright with my documents now?
W: Yes, They’re all in order. Now please sign your name here, (22)and you’ll receive your cards and pin numbers in the mail in about three weeks.
M: Thank you very much.
W: You’re welcome.
19. What should one do first when he opens a new account?
20. Why does the man say debit cards are used conveniently?
21. What is the consequence if one’s bank account is overdrawn by more than $ 1 000?
22. How long will it take to issue a bank card?

选项 A、He will pay 1% interest on the account as a fine.
B、He will pay 10% interest on the account as a fine.
C、The bank will lower his credit rating as a penalty.
D、The bank will control the amount of his credit.

答案 A

解析 事实细节题。在被告知新账户的透支额度是1 000美元之后,男士问超过透支额度是否会有罚金.女士说有罚金,但是不多,需要支付透支总额的1%的利息。
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