首页
登录
职称英语
【B1】 [br] 【B11】 [originaltext] More and more Americans are reading their own c
【B1】 [br] 【B11】 [originaltext] More and more Americans are reading their own c
游客
2023-07-14
81
管理
问题
【B1】 [br] 【B11】
More and more Americans are reading their own credit report. Credit reports are issued by lenders to decide how risky it would be to offer a loan or credit to an individual.
The report holds information about a person’s current loans and credit-card debt It records late payments of bills and any unpaid loans. It all adds up to a credit history. These days, though, lenders often welcome people with bad credit histories. They are charged higher interest rates and other loan costs.
Some Americans want to read their credit report to know if they have been a victim of identity theft. They can see if any loans or credit cards have been opened in their name with stolen personal information.
Another reason is that credit reports are not always correct. They might contain wrong information or old’ information.
Before 1971, Americans could not see any of this information. One change, in 2001, permits people to see their FICO score. FICO is short for the Fair Isaac Corporation. That company developed a way to represent credit risk with a number. The number is based on information gathered by credit reporting agencies.
Fair Isaac says many lenders not just in the United States but around the world use its technology to create credit scores. But lenders are not the only ones interested in these numbers. As of May, the company says it sold ten million credit scores to individuals.
People with high scores can expect lower interest rates for loans. The idea is that the higher the score, the lower the risk. Paying bills on time and paying off credit-card debt improves credit scores.
选项
答案
People with high scores can expect lower interest rates for loans. The idea is that the higher the score, the lower the risk.
解析
转载请注明原文地址:https://tihaiku.com/zcyy/2836752.html
相关试题推荐
[originaltext]TheRevolutionresultinginAmericawasthemostsignificant
[originaltext]TheRevolutionresultinginAmericawasthemostsignificant
[originaltext]AContinentalPacificRailroadgoodstrainderailed(wentoff
[originaltext]M:Hello!Ah...Goodmorning,mom.W:Hello,isitEric?M:Yes,s
[originaltext]W:Oh,it’ssocold.Wehaven’thadsuchaseverewinterforsol
[originaltext]W:Oh,it’ssocold.Wehaven’thadsuchaseverewinterforsol
[originaltext]W:Oh,it’ssocold.Wehaven’thadsuchaseverewinterforsol
[originaltext]W:Oh,it’ssocold.Wehaven’thadsuchaseverewinterforsol
[originaltext]Acomputerisamachinedesignedtoperformworkmathematical
[originaltext]Acomputerisamachinedesignedtoperformworkmathematical
随机试题
Fromthehealthpointofviewwearelivinginamarvelousage.Weareimmun
[originaltext]W:Haveyouheardaboutthenewdigitaltelevisionsystem?Itlet
承担民事责任的方式,在具体运用上( )。A.可以单独适用,也可以合并适用 B
()对于雅典娜相当于狮身女怪对于()A.智慧女神;斯芬克斯 B.
合同标的物提存后,债权人领取提存物的权利自提存之日起一定年限内如不行使。该权利将
对肾结核患者进行健康指导不正确的是A.适当活动 B.不随意增减抗结核药量 C
证券发行市场的组成部分是()。A:证券发行人B:证券投资者C:证券中介机构
影响学生学习特点的因素是基础因素,内部因素和()。
下列各项中,属于免征环境保护税范围的有( )。A.各类农业生产排放应税污染物
关于建筑施工现场安全文明施工的说法,正确的是()。A.场地四周采用半封闭围挡
最新回复
(
0
)