首页
登录
职称英语
【B1】 [br] 【B8】 [originaltext] More and more Americans are reading their own cr
【B1】 [br] 【B8】 [originaltext] More and more Americans are reading their own cr
游客
2023-07-14
84
管理
问题
【B1】 [br] 【B8】
More and more Americans are reading their own credit report. Credit reports are issued by lenders to decide how risky it would be to offer a loan or credit to an individual.
The report holds information about a person’s current loans and credit-card debt It records late payments of bills and any unpaid loans. It all adds up to a credit history. These days, though, lenders often welcome people with bad credit histories. They are charged higher interest rates and other loan costs.
Some Americans want to read their credit report to know if they have been a victim of identity theft. They can see if any loans or credit cards have been opened in their name with stolen personal information.
Another reason is that credit reports are not always correct. They might contain wrong information or old’ information.
Before 1971, Americans could not see any of this information. One change, in 2001, permits people to see their FICO score. FICO is short for the Fair Isaac Corporation. That company developed a way to represent credit risk with a number. The number is based on information gathered by credit reporting agencies.
Fair Isaac says many lenders not just in the United States but around the world use its technology to create credit scores. But lenders are not the only ones interested in these numbers. As of May, the company says it sold ten million credit scores to individuals.
People with high scores can expect lower interest rates for loans. The idea is that the higher the score, the lower the risk. Paying bills on time and paying off credit-card debt improves credit scores.
选项
答案
Corporation
解析
转载请注明原文地址:https://tihaiku.com/zcyy/2836749.html
相关试题推荐
[originaltext]Arecentfilm,TheCodsMustBeCrazy,describedthesocialc
[originaltext]TheCivilWarcameaboutasaresultofmanydifferencesbetw
[originaltext]TheCivilWarcameaboutasaresultofmanydifferencesbetw
[originaltext]ColumbussailedfromSpaininSeptember1492,lookingforgold.
[originaltext]ColumbussailedfromSpaininSeptember1492,lookingforgold.
[originaltext]M:Hello.Ineedtotalkwithsomeoneaboutmydriver’slicense.
[originaltext]M:Hello.Ineedtotalkwithsomeoneaboutmydriver’slicense.
[originaltext]M:Excuseme.Haveyoubeenwaitinglong?W:Abouttenminutes.M
[originaltext]M:Excuseme.Haveyoubeenwaitinglong?W:Abouttenminutes.M
[originaltext]M:Linda,whydoyouneedmynotes?IrememberseeingyouinProf
随机试题
Readthefollowingpassagecarefullyandthenparaphrasethenumberedandun
Fortobeawomanistohaveinterestsandduties,rayingoutinalldirect
[originaltext]W:MikeiswatchingamovieonTV.M:Should.hebedoingthatno
如沥青延度3个测定结果中,有1个以上的测定值小于100cm时,若最大值或最小值与
人本主义学家马斯洛提出的需要的层次理论不包括:A.心理性需要 B.安全的需要
乌梅的药用部位是A.成熟果实 B.种子 C.种仁 D.近成熟果实
女性,26岁。头昏、乏力3个月,偶有牙龈出血,体查时贫血貌,浅表淋巴结及肝、脾不
洋地黄中毒合并低钾血症时易发生的心律失常是 A.房性期前收缩B.阵发性房速伴
中国少数民族人口虽少,但分布很广,中国民族成分最多的是(),有25个民族。A
根据各角色和职责的要求,下列工作中,最应直接体现按需配人、按岗定人要求的是()
最新回复
(
0
)