首页
登录
职称英语
More and more Americans are reading their own credit report. Credit reports a
More and more Americans are reading their own credit report. Credit reports a
游客
2023-07-14
50
管理
问题
More and more Americans are reading their own credit report. Credit reports are【B1】by lenders to decide how frisky it would be to offer a loan or credit to an individual.
The report holds information about a person’s【B2】loans and credit-card debt. It records late【B3】of bills and any unpaid loans. It all adds up to a credit history. These days, though, lenders often welcome people with bad credit histories. They are【B4】higher interest rates and other loan costs.
Some Americans want to read their credit report to know if they have been a【B5】of identity theft. They can see if any loans or credit cards have been【B6】in their name with stolen personal information.
Another reason is that credit reports, are not always correct. They might【B7】wrong information or old information.
Before 1971, Americans could not see any of this information. One change in 2001, permits people to see their F1CO score. FICO is short for the Fair Isaac【B8】.【B9】
Fair Isaac says many lenders not just in the United States but around the world use its .technology to create credit scores.【B10】As of May, the company says it sold ten million credit scores to individuals.【B11】
More and more Americans are reading their own credit report. Credit reports are issued by lenders to decide how risky it would be to offer a loan or credit to an individual.
The report holds information about a person’s current loans and credit-card debt It records late payments of bills and any unpaid loans. It all adds up to a credit history. These days, though, lenders often welcome people with bad credit histories. They are charged higher interest rates and other loan costs.
Some Americans want to read their credit report to know if they have been a victim of identity theft. They can see if any loans or credit cards have been opened in their name with stolen personal information.
Another reason is that credit reports are not always correct. They might contain wrong information or old’ information.
Before 1971, Americans could not see any of this information. One change, in 2001, permits people to see their FICO score. FICO is short for the Fair Isaac Corporation. That company developed a way to represent credit risk with a number. The number is based on information gathered by credit reporting agencies.
Fair Isaac says many lenders not just in the United States but around the world use its technology to create credit scores. But lenders are not the only ones interested in these numbers. As of May, the company says it sold ten million credit scores to individuals.
People with high scores can expect lower interest rates for loans. The idea is that the higher the score, the lower the risk. Paying bills on time and paying off credit-card debt improves credit scores.
选项
答案
issued
解析
转载请注明原文地址:https://tihaiku.com/zcyy/2836742.html
相关试题推荐
Formanypeopletoday,readingisnolonger【S1】______.Tokeepuptheirwo
Formanypeopletoday,readingisnolonger【S1】______.Tokeepuptheirwo
[originaltext]MarkTwain,whowrotethestorywe’rereading,traveledquite
[originaltext]MarkTwain,whowrotethestorywe’rereading,traveledquite
【S1】[br]【S10】N显然,这里缺少的是和thusgivingtheconsistentpractice…slowreadinghabit
【S1】[br]【S7】D本段介绍提高阅读水平的第三种方式,但从词语的词义搭配看,文中的readinglevels已经由top“最高的”来修饰,这种水平也
Therearethreepossiblewaystoimprovereading.Thefastestisprobablya
MoreandmoreAmericansarereadingtheirowncreditreport.Creditreports
MoreandmoreAmericansarereadingtheirowncreditreport.Creditreports
MoreandmoreAmericansarereadingtheirowncreditreport.Creditreports
随机试题
IntheUnitedStatesandinmany【51】countriesaroundtheworld,therearefo
【B1】[br]【B4】therefore→however语篇逻辑错误。本句前一个分句指出:在这两种区分之后的观点是主观标准不会获得最大满足。第二个分句的意
Asweknow,ifwewanttokeepourhealthyandhaveastrongbody,oureatin
Thefollowingisalistoftermsrelatedtomarketing.Afterreadingit,youare
关于运输合同的说法,正确的是()。A.收货人和托运人任何情况下都不是同一人
基于本量利分析的利润敏感性分析主要研究的问题包括( )。A.有关因素发生多大变化
在蛋白质测定方法中,利用蛋白质具有重复肽键结构特点设计的血清总蛋白质测定方法是(
隔离开关机构箱应设置可自动投切的驱潮加热装置,定期检查驱潮加热装置运行正常、投退
教师职业道德行为的出发点是() A.教师职业正义感B.教师职业责
下列关于目标控制计划的说法中,正确的有()。A、计划不仅是工程实施的依据,也是对
最新回复
(
0
)