首页
登录
职称英语
The new US health-insurance rules are designed to help those caught in Medic
The new US health-insurance rules are designed to help those caught in Medic
游客
2023-07-08
10
管理
问题
The new US health-insurance rules are designed to help those caught in Medicare’s "doughnut hole", offer seniors more preventative(预防性的)care, and limit how much of their customers’ money health-insurance companies can keep for overhead and profit.
The new rules include:
* A provision that limits what health insurers can do with the money their
customers send in as premiums(保险金).
The rule requires that insurers spend at least 80 percent of this money on the customers themselves. The companies must either spend this money to pay insurance claims or use it for activities that improve customers’ health.
For policies that are sold to large groups instead of small companies and individuals, the number is even higher: 85 percent. The remaining 15 or 20 percent of the money can be used for a company’s salaries, marketing and overhead—or kept as profit.
Previously, there was no federal restrictions on insurance companies’ spending. The federal government says some insurers kept 30 or even 50 percent. Insurance companies say this could cause them to cut back on the services they offer, or even pull out of states where administrative costs are higher. State officials also worry that the companies might cut the fees they pay to insurance brokers. That, they fear, would eliminate key middlemen who help individuals navigate a complicated insurance system.
* A provision that provides prescription-drug discounts for seniors in Medicare’s "doughnut hole".
The doughnut hole is a controversial gap in the Medicare prescription-drug benefit passed in 2003. In 2010, for instance, Medicare paid for part of the cost of drugs, until the total cost of the drugs hit $ 2 830.
After that, seniors were responsible for 100 percent of the cost of their drugs, until they had spent $ 3 610 of their own money. That was the other side of the doughnut hole, and federal insurance kicked in again. This provision will give Medicare recipients stuck in the doughnut hole a 50 percent discount on the price of brand-name prescription drugs. Health-care activists are worried, however, that drugmakers will jack up their prices. In that case, customers would receive 50 percent off that higher number, which might not be much less than what they were paying before. [br] Insurers should spend 85% of the premiums on the customers themselves of______.
选项
A、the individuals
B、large groups
C、small companies
D、the customers
答案
B
解析
语义理解题。此句讲述了对于大型保险团体而不是小型保险团体或个人,保险公司将高达85%的保费用于投保人。此题需要理解两个地方,一是be sold to后表示那些买保险的大型团体,另一处是instead of表示“不是……而是……”,故答案为B)“大型保险团体”。
转载请注明原文地址:https://tihaiku.com/zcyy/2820044.html
相关试题推荐
[originaltext]Cottonvilleisanewprisonspeciallydesignedforwomencrim
[originaltext]Cottonvilleisanewprisonspeciallydesignedforwomencrim
[originaltext]Cottonvilleisanewprisonspeciallydesignedforwomencrim
The【S1】_____employer-basedhealth-insurancesystemexacerbates(加剧)concernsf
The【S1】_____employer-basedhealth-insurancesystemexacerbates(加剧)concernsf
The【S1】_____employer-basedhealth-insurancesystemexacerbates(加剧)concernsf
The【S1】_____employer-basedhealth-insurancesystemexacerbates(加剧)concernsf
The【S1】_____employer-basedhealth-insurancesystemexacerbates(加剧)concernsf
ThenewUShealth-insurancerulesaredesignedtohelpthosecaughtinMedic
ThenewUShealth-insurancerulesaredesignedtohelpthosecaughtinMedic
随机试题
[originaltext]W:(l)Weneedtoleavefortheconcertnolaterthan3o’clock.Wh
2005年2月1日小李经过面试合格后并与某建筑公司签订了为期5年的用工合同,并约
下列说法中错误的是( )。A.著名作家雨果是英国人,其代表作是《雾都孤儿》。
患者大失血后,肌热面赤,烦渴欲饮,舌质淡,脉洪大而虚。治宜选用A.归脾汤B.当归
移动平均法是通过计算逐项移动的序时平均数,来形成派生数列,从而达到()对
孔子说:“其身正,不令而行;其身不正,虽令不从。”这反映了教师劳动的()。
所示桁架中AB和BC两杆的几何尺寸和受力如下,采用Q235。BC杆之间几何长度为
境内上市公司所属企业申请境外上市,上市公司及所属企业董事、高级管理人员及其关联人
依据我国《物权法》及相关法律规定,以下物权的取得不以登记为生效条件的是哪些?()
依据《通用安装工程工程量计算规范》(GB50856-2013),下列消防系统调
最新回复
(
0
)