首页
登录
职称英语
When we talk about Americans barely into adulthood who are saddled with unbe
When we talk about Americans barely into adulthood who are saddled with unbe
游客
2023-06-30
50
管理
问题
When we talk about Americans barely into adulthood who are saddled with unbearable levels of debt, the conversation is almost always about student loan debt. But there’s a growing body of evidence suggesting that today’s young adults are also drowning in credit—card debt—and that many of them will take this debt to their graves.
More than 20% overspent their income by more than $ 100 every single month. Since they haven’t built up their credit histories yet, it’s a safe bet that these young adults are paying relatively high interest rates on the resulting credit card debt.
Although many young people blame "socializing" as a barrier to saving money, most of them aren’t knocking back $ 20 drinks in trendy (时尚的) lounges. They’re struggling with much more daily financial demands.
To a disturbingly large extent, the young and the broke are relying on credit cards to make it until their next payday. This obviously isn’t sustainable in the long run, and it’s going to put a huge drag on their spending power even after they reach their peak earning years, because they’ll still be paying interest on that bottle of orange juice or box of spaghetti(意式面条)they bought a decade earlier.
A new study out of Ohio State University found that young adults are accumulating credit card debt at a more rapid rate than other age groups, and that they’re slower at paying it off. " If what we found continues to hold true, we may have more elderly people with substantial financial problems in the future," warns Lucia Dunn, professor of economics at Ohio State. "If Our findings persist, we may be faced with a financial crisis among elderly people who can’t pay off their credit cards."
Dunn says a lot of these young people are never going to get out from under their credit card debt. "Many people are borrowing on credit cards so heavily that payoff rates at these levels are not sufficient to recover their credit card debt by the end of their life, which could have loss implications for the credit card issuing banks." [br] What is said to be the consequence of young adults relying on credit cards to make ends meet?
选项
A、It will place an unnecessary burden on society.
B、It will give them no motivation to work hard.
C、It will exert psychological pressure on them.
D、It will affect their future spending power.
答案
D
解析
转载请注明原文地址:https://tihaiku.com/zcyy/2795737.html
相关试题推荐
ForAmericans,timeismoney.Theysay,"Youonlygetsomuchtimeinthisl
ForAmericans,timeismoney.Theysay,"Youonlygetsomuchtimeinthisl
ForAmericans,timeismoney.Theysay,"Youonlygetsomuchtimeinthisl
ForAmericans,timeismoney.Theysay,"Youonlygetsomuchtimeinthisl
ForAmericans,timeismoney.Theysay,"Youonlygetsomuchtimeinthisl
ForAmericans,timeismoney.Theysay,"Youonlygetsomuchtimeinthisl
[originaltext]Americansgetsomeoftheirnewsandentertainmentfrompubli
TheUShasanenduringloveaffairwiththecar.MostAmericanssimplywon’t
TheUShasanenduringloveaffairwiththecar.MostAmericanssimplywon’t
TheUShasanenduringloveaffairwiththecar.MostAmericanssimplywon’t
随机试题
You’dratherworkthanplay,______?A、doyouB、wouldyouC、don’tyouD、wouldn’t
AtatimewhenatoweringpersonalitylikeMme.Curiehascometotheendof
AMessontheLadderofSuccessA)ThroughoutAmericanhistor
某患者,二尖瓣面容,呼吸困难;心电图示"二尖瓣型P波";X线检查心影呈梨形;超声
(2011年真题)下列会计核算的基本前提,作为会计核算记账基础产生的前提是( )
有关热原检查法的叙述中,错误的是A鲎试剂法对革兰阴性菌以外内毒素不灵敏 B鲎试
轴向受拉压杆横截面积为A,受荷载如图所示,则m-m截面上的正应力为:
当甲、乙、丙类液体槽车装卸栈台设置泡沫炮或泡沫枪系统时,下列说法错误的是()。
道路运输行政诉讼的特殊性表现在()。A.道路运政管理的相对人较为集中,多为道路运
斜坡堤堤心石抛填,当采用陆上推进法时,堤根的浅水区可一次抛填到顶,堤身和堤头视(
最新回复
(
0
)