首页
登录
职称英语
Of all the lessons taught by the financial crisis, the most personal has bee
Of all the lessons taught by the financial crisis, the most personal has bee
游客
2023-06-29
45
管理
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates—but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the JumpStart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money-management course in high school scored no better than those who hadn’t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot earlier than high school, putting real money and spending decisions into kids’ hands and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings." [br] Jeroo Billimoria is most likely to agree that commercial and social pressures make one’s purchasing decisions _______.
选项
A、difficult
B、acceptable
C、unwise
D、advisable
答案
C
解析
该段第1句表明“商业压力和社会压力”是学生需要学会解决的问题,该段第2句以“买名牌鞋”为例子说明我们常因“商业压力和社会压力”而作出消费决定。而接下来Jeroo Billimoria说的“think differently”表明她认为我们需要改变这种消费思维和习惯,这也就是说,她认为在商业压力和社会压力之下而作出的消费决定是不明智的,需要改变,因此,本题应选C。
转载请注明原文地址:https://tihaiku.com/zcyy/2793819.html
相关试题推荐
Inamomentofpersonalcrisis,howmuchhelpcanyouexpectfromaNewYork
Inamomentofpersonalcrisis,howmuchhelpcanyouexpectfromaNewYork
Inamomentofpersonalcrisis,howmuchhelpcanyouexpectfromaNewYork
这周颁布的一项新法律要求子女必须“经常”探望年龄超过60岁的父母,并确保他们经济和精神上的需求(financialandspiritualneed
Ofallthelessonstaughtbythefinancialcrisis,themostpersonalhasbee
Ofallthelessonstaughtbythefinancialcrisis,themostpersonalhasbee
Inamomentofpersonalcrisis,howmuchhelpcanyouexpectfromaNewYork
Inamomentofpersonalcrisis,howmuchhelpcanyouexpectfromaNewYork
Inamomentofpersonalcrisis,howmuchhelpcanyouexpectfromaNewYork
[originaltext]SaudiArabiaisrunningoutofmoney.Thecashcrisisissot
随机试题
Afterfinishingthe(assign)______,hewenttoplay.assignment在完成了作业后,他就出去玩去了。本
Gradeinflation—thegradualincreasein
A.(Ⅰ),(Ⅱ)都线性相关 B.(Ⅰ)线性相关 C.(Ⅱ)线性相关 D.
下列不属于监管部门对商业银行绩效管理的主要关注点的是()。A.年度经营计划的审
具有凉血止血、解毒敛疮功效,治疗烫伤的药物是()A.地榆 B.蒲黄 C
用直线趋势法预测甲类房地产的价格变化趋势为V甲=1480+80i,乙类房地产的价
修车库是用于保养、修理由内燃机驱动且无轨道的客车、货车、工程车等汽车的建(构)筑
磺胺类药物的抑菌机制是 A.不可逆性抑制B.竞争性抑制C.非竞争性抑制D
平衡膳食属于A.生理行为 B.本能行为 C.社会行为 D.先天行为 E.
与离心式通风机相比,动叶可调的轴流式通风机优点包括()。 A.流量较大B.
最新回复
(
0
)