首页
登录
职称英语
Of all the lessons taught by the financial crisis, the most personal has bee
Of all the lessons taught by the financial crisis, the most personal has bee
游客
2023-06-28
28
管理
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates—but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the JumpStart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money-management course in high school scored no better than those who hadn’t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot earlier than high school, putting real money and spending decisions into kids’ hands and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings." [br] Jeroo Billimoria is most likely to agree that commercial and social pressures make one’s purchasing decisions ______.
选项
A、difficult
B、acceptable
C、unwise
D、advisable
答案
C
解析
该段第1句表明“商业压力和社会压力”是学生需要学会解决的问题,该段第2句以“买名牌鞋”为例子说明我们常因“商业压力和社会压力”而作出消费决定。而接下来Jeroo Billimoria说的“think differently”表明她认为我们需要改变这种消费思维和习惯,这也就是说,她认为在商业压力和社会压力之下而作出的消费决定是不明智的,需要改变,因此,本题应选C。
转载请注明原文地址:https://tihaiku.com/zcyy/2789169.html
相关试题推荐
Inamomentofpersonalcrisis,howmuchhelpcanyouexpectfromaNewYork
Inamomentofpersonalcrisis,howmuchhelpcanyouexpectfromaNewYork
Inamomentofpersonalcrisis,howmuchhelpcanyouexpectfromaNewYork
[originaltext]SaudiArabiaisrunningoutofmoney.Thecashcrisisissot
[originaltext]SaudiArabiaisrunningoutofmoney.Thecashcrisisissot
[originaltext]A"nationalcrisis"inteachernumbersiscoming,sixunions
WhenEnglishasaforeignlanguageistaughttochildrenattheprimaryand
WhenEnglishasaforeignlanguageistaughttochildrenattheprimaryand
Intimesofeconomiccrisis,Americansturntotheirfamiliesforsupport.I
Intimesofeconomiccrisis,Americansturntotheirfamiliesforsupport.I
随机试题
—Mustwehandinourexercisebookstoday?—Yes,.A、youwillB、youmustC、youdo
设A是m×n矩阵,AX=0是AX=b的导出组,则下列结论正确的是().A.若A
下列关于杜邦分析系统的计算公式中,不正确的有:()A.资产报酬率=销售净利率×
通过教学活动,学生可以“上知天文,下知地理”,这说明学生认识的对象是( )。A
1928年,英国人弗莱明发现,被污染的金黄色葡萄球菌培养基上生长出一种霉菌,进而
在国际局势错综复杂、全球经济增长乏力的背景下,“一带一路”倡议正搭建起促进全球包
严惩破坏生态行为 近日,针对违法毁林、搞违建的黑龙江牡丹江市“曹园
先天性梅毒牙指A.成釉细胞增生突入牙乳头 B.牙齿发育时牙乳头组织向成釉器突起
现场质量检查控制包括()。A.开工前检查 B.工序交接检查 C.隐蔽工程检
传统通信网的主要业务是()业务。A.数据 B.传真 C.话音 D.视频
最新回复
(
0
)