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  3. Text 3 How long is too long for young ad

Text 3 How long is too long for young ad

资格题库2022-08-02  8
问题 Text 3 How long is too long for young adults to live at home after college?In a recent survey by TD Ameritrade,teenagers on average said it would become embarrassing to still be living at home at age 26.Young adults aging 20 t0 26-probably because they've already been out in the real world-thought the cutoff should be 28,But 27 percent of those surveyed said they wouldn't be ashamed to be living at home even in their thirties or so.Here's the reality:Nearly half of post-college millennials have moved back home.Wages are stagnant,and many graduates with debt find it's hard to live on their own.Survey participants said their debt is causing them to delay saving for retirement,buying a home,getting married and having children.Twenty percent said the education they received wasn't worth the debt they accumulated."ln many cases,people view young adults moving back home as a sign that they were lazy or not doing things'right,'"said J.J.Kinahan,chief strategist at TD Ameritrade."But many people doing it are being fiscally responsible."I've long advocated for young adults graduating with burdensome debt to move back home if they can.I'll go even further.College graduates should make every effort to find a job in the area where their parents live or another relative or friend is nearby.And in exchange for rent-frce living,they should pledge to extinguish as much of their student-loan debt as they can.You may think that living at home is an improper failure to launch or that it delays the all-important lesson of learning to be independent.But may I suggest we all make an effort to remove the stigma of young adults returning home as a financial embarrassment?It is not,especially if parents allowed or encouraged a student to attend a college that necessitated some heavy borrowing.Soon-to-be graduates often ask me for advice on how to pay off their student loans.Some don't even know how much they owe.But they know it's more than they can comfortably handle on their starting salaries.What they're really asking for is a miracle.They ask hoping there's some get-out-of-debt-free card.Although there is a public service debt forgiveness program for borrowers working for the govemment or a not-for-profit group,the vast majority of borrowers won't get the relief they seek.33.The author suggested that young adults ought toA.find a job to pay offtheir debts.B.get firiancial assistance from their family.C.manage to repay their student-loan debt.D.be as independent as possible.
选项 A.find a job to pay offtheir debts.
B.get firiancial assistance from their family.
C.manage to repay their student-loan debt.
D.be as independent as possible.
答案 C
解析 事实细节题。由题中关键词定位到第三段，最后一句提到，“因为这样不用承担房租费用，他们更应该承诺会尽自己最大的努力偿还学生时期的债务”，故选C项。【干扰排除】A项，文章第三段提到find a job的句子是大学毕业生应尽力在父母、亲人、朋友的居住地附近找份工作，以减轻债务压力，并未提及找份工作来还债，故排除；B项，文章第三段只提到基纳汉提倡负债累累的年轻人可以回家住，并未提及要得到家庭的经济援助，故排除；D项，文章未提及，属于无中生有，故排除。
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