首页
登录
从业资格
Passage 1 During her junior year of hig
Passage 1 During her junior year of hig
题库
2022-08-02
94
问题
Passage 1During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."That pain of earning and losing money is a feeling that public schools increasingly want to teach.Forty states now offer some type of financial instruction at the high-school level,teaching students how to balance checkbooks and buy stock in math and social-studies classes.Though it's too early to measure the full influence of the Great Recession,the interest in personal-finance classes has risen since 2007 when bank failures started to occur regularly.Now,many states including Missouri,Utah,and Tennessee require teenagers to take financial classes to graduate from high school.School districts such as Chicago are encouraging money-management classes for kids as young as primary school,and about 300 colleges or universities now offer online personal-finance classes for incoming students."These classes really say,'This is how you live independently,'"says Ted Beck,president of National Endowment for Financial Education.Rather than teach investment methods or financial skills,these courses offer a back-to-the-basics approach to handling money:Don't spend what you don't have.Put part of your monthly salary into a savings account,and invest in the stock market for the long-term rather than short-term gains.For Ray,this means dividing her earnings from her part-time job at a fast-food restaurant into separate envelopes for paying bills,spending and saving."Money is so hard to make but so easy to spend,"she says one weekday after school."That is the big takeaway."Teaching kids about the value of cash certainly is one of the programs'goals,but teachers also want students to think hard about their finances long term.It's easy for teenagers to get annoyed about gas prices because many of them drive cars.But the hard part is urging them to put off the instant satisfaction of buying a new T-shirt or an iPod."Investing and retirement aren't things teenagers are thinking about.For them,the future is this weekend,"says Gayle Whitefield,a business and marketing teacher at Uth’s Riverton High School.That’s a big goal for these classes:preventing kids from making the same financial missteps their parents did when it comes to saving,spending,and debt.Though the personal savings rate has increased up to 4.2 percent,that’s still a far distance from 1982,when Americans saved 11.2 percent of their incomes.“It’s hard for schools to reach strict money-management skills when teenagers go home and watch their parents increase credit-card debt.It’s like telling your kids not to smoke and then lighting up a cigarette in front of them,”Beck says.Even with these challenges,students such as Ray say learning about money in school is worthwhile.After Ray finished her financial class,she opened up a savings account at her local bank and started to think more about how she and her family would pay for college.“She just has a better understanding of money and how it affects the world,”says her mother,Darleen-and that’s sown to the details of how money is spent from daily expenses to various taxes.All of this talk of money can make Ray worry,she says,but luckily,she feels prepared to face it.How does the writer show us that schools’interest in teaching financial classes has increased in paragraph 2 ( )A.giving examples.B.By providing data.B.By raising questions.C.By making comparisons.
选项
A.giving examples.
B.By providing data.
B.By raising questions.
C.By making comparisons.
答案
A
解析
根据第二段School districts such as Chicago are encouraging money-management classes for kids as young as primary school,and about 300 colleges or universities now offer online personal-finance classes for incoming students.可知作者通过举例子的方式来说明学校对开设金融课程的兴趣增加。故正确答案是选项A。
转载请注明原文地址:https://tihaiku.com/congyezige/808600.html
本试题收录于:
银行招聘综合知识题库银行招聘考试分类
银行招聘综合知识
银行招聘考试
相关试题推荐
ElectronicMail Duringthepastfewy
Passage2 Globalwarmingiscausingmor
Passage2 Globalwarmingiscausingmor
Passage2 Globalwarmingiscausingmor
Passage2 Globalwarmingiscausingmor
Passage2 Globalwarmingiscausingmor
Passage1 Duringherjunioryearofhig
Duringherjunioryearofhighschool,Di
Duringherjunioryearofhighschool,Di
Duringherjunioryearofhighschool,Di
随机试题
Thenumberofhoursthathaveintervenedbetweentheaccidentandoperationisa
Thecollegeisaboutto______aprogramforreducingmathanxietyamongstudent
FDDI采用的编码方式是()A.8B6T B.4B5B.编码 C.曼彻斯
结核性脑膜炎的炎性渗出物多聚集于何处A.脊髓膜 B.脑底部 C.大脑表面
建筑许可包括( )和从业资格两个方面。A.建筑工程施工许可 B.工程施工
《关于创新群众工作方法解决信访突出问题的意见》指出,畅通和拓宽信访渠道,要完善联
治疗湿热内蕴型遗精证,下列哪项不宜早用A.清热 B.化湿 C.涩精 D.健
(2016年真题)借款人申请个人经营贷款,需具备的条件包括()。A.无不良
压片前,干颗粒的处理工序通常有A.整粒 B.加崩解剂 C.加润滑剂 D.加
(2021年真题)根据《国务院办公厅关于推进城镇人口密集区危险化学品生产企业搬迁
最新回复
(
0
)