首页
登录
从业资格
Insurance (保险) may be considered a game
Insurance (保险) may be considered a game
admin
2022-08-02
54
问题
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one. It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many. Which of the following statements is NOT TRUE?A.The first rule of the game in insurance business was devised hundreds of years ago.B.There are many agents who sell insurance policies and collect premiums on behalf of underwriters.C.An individual who pays premium for a policy is insured by an insurance company.D.An individual pays premium directly to an insurance company.
选项
A.The first rule of the game in insurance business was devised hundreds of years ago.
B.There are many agents who sell insurance policies and collect premiums on behalf of underwriters.
C.An individual who pays premium for a policy is insured by an insurance company.
D.An individual pays premium directly to an insurance company.
答案
D
解析
细节题。根据第二段中“an individual pays a small amount of money called a premium(保险费)to an agent who acts on behalf of an insurance company,or underwriter”可知,个人把保险费付给保险代理人而非直接付给保险公司。D项说法不正确。
转载请注明原文地址:https://tihaiku.com/congyezige/1915047.html
本试题收录于:
教师招聘 小学题库教师招聘分类
教师招聘 小学
教师招聘
相关试题推荐
根据《关于全面实施城乡居民大病保险的意见》的规定,2015年大病保险支付比例应达
养老保险:医疗保险( )A.理财产品:金融 B.正方形:四边形 C.港口:
__________isconsideredtobethebest-
下列关于事业单位人员养老保险制度改革的内容,错误的是()。A.参保人员死亡的,
Insurance(保险)maybeconsideredagame
Insurance(保险)maybeconsideredagame
Insurance(保险)maybeconsideredagame
Insurance(保险)maybeconsideredagame
下列市场不属于金融市场的是()A.债券市场 B.股票市场 C.保险市场
随着“新型农村社会养老保险”试点在全国10%的县展开,一些年满60岁的老人已经陆
随机试题
ToallAmericans,anotherbasic【B1】______intheirconstitutionistheBill
[originaltext]M:Thisisyourannualperformanceevaluation.W:SohowdidId
气体灭火系统不适用于扑救强氧化剂、含氧化剂的混合物以及能够自身提供氧而且在无空气
某程序员针对用户在使用其软件后反映的以下各种操作问题,分别提出了改进方法,其中(
关于公文附件,下列说法正确的是:() A.附件是公文正文的说明、补充或者参
A.3 B. C. D.
桂枝茯苓丸的功用A.活血化瘀 B.缓消瘕块 C.通络止痛 D.祛瘀生新
A.交代药物的用量 B.交代用药注意事项 C.交代用药途径及用药方法 D.
A.羊膜、叶状绒毛膜、底蜕膜 B.平滑绒毛膜、羊膜 C.叶状绒毛膜、羊膜
按照我国现行规定,因不可抗力导致合同无法履行连续超过( )天,发包人和承包人均
最新回复
(
0
)