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Briefly explain the following four ways that personal property may be used as s
Briefly explain the following four ways that personal property may be used as s
游客
2025-06-21
22
管理
问题
Briefly explain the following four ways that personal property may be used as security for debts:
(a) Lien
(b) Mortgage
(c) Pledge
(d) Charge
选项
答案
(a) Lien arises when one person is given a possessory fight or interest over someone else’s property. Common examples are the unpaid seller or an unpaid repairer to keep the goods until payment.
(b) Mortgage is a security under which the debtor normally retain possession of his goods, but transfers their ownership to the creditor as security for the debtor.
(c) Pledge is precisely opposite to that of mortgage, when the creditor acquires possession of the goods, but the debtor remains as the owner.
(d) A charge is "an agreement, express or implied, whereby property is to be answerable for the payment of some debt", under which the chargee can not take the property in his own possession but can have it seized by the court bailiff.
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