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The banking system creates money in the sense that it creates______.A、loans from
The banking system creates money in the sense that it creates______.A、loans from
游客
2025-06-21
27
管理
问题
The banking system creates money in the sense that it creates______.
选项
A、loans from required reserves
B、excess reserves from loans
C、loans from excess reserve
D、required reserves from loans
答案
C
解析
答案为C项。在实行部分准备金制度的条件下,银行系统可利用超额准备金,通过其放款和投资等活动创造出数倍于原始存款的派生存款。根据央行规定的存款准备金比率缴足了法定准备金之后,是否保留超额准备金或者保留多少超额准备金,则完全可由银行自主决定。故本题选C项。
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