When total reserves are equal to required reserves, the banking system cannot ex

游客2025-06-20 16

问题 When total reserves are equal to required reserves, the banking system cannot extend loans anymore.

选项 A、True
B、False

答案 A

解析答案为T。银行系统的放贷能力主要取决于超额准备金的大小，因此，如果存款准备金总额等于法定准备金时，银行系统无法贷款。

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Iftherequiredreserveratiois10%andthecentralbanksellsaRMB1000secur