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A customer has deposited a gold watch with the bank for safe-keeping. This is an
A customer has deposited a gold watch with the bank for safe-keeping. This is an
游客
2025-06-20
23
管理
问题
A customer has deposited a gold watch with the bank for safe-keeping. This is an example of
选项
A、lien
B、pledge
C、bailment
D、mortgage
答案
C
解析
答案为C项。lien“留置”。担保法规定,因保管合同、运输合同、加工承揽合同发生的债权,债务人不履行债务的,债权人有留置权。pledge“(动产)质押”,是指债务人或第三人将其动产移交债权人占有,将该动产作为债权的担保。债务人不履行债务时,债权人有权依照法律规定以该动产折价或者以拍卖、变卖该动产所得的价款优先受偿。债务人或第三人为出质人(pledger,pledgor),债权人为质权人(pledgee),移交的动产为质物。bailment“寄托,委托”,指将个人财产暂交与他人存放保管。财产虽由寄托人(bailor)交与受托人(bailee),但所有权(ownership)仍属于寄托人。寄托财产的目的主要是委托保管、运输等。mortgage“抵押”,是指债务人或者第三人提供一定的财产作为抵押物,债务人不履行债务时,债权人有权以抵押物折价或者以拍卖抵押物的价款受偿。财产抵押之后,并不转移占有,不影响抵押人对抵押物的使用。银行承办的保险箱业务(safe—keeping business)属于寄托一类。故本题选C项。
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