首页
登录
职称英语
One of the problems that thrift institutions face is that______.A、they are unabl
One of the problems that thrift institutions face is that______.A、they are unabl
游客
2025-06-20
23
管理
问题
One of the problems that thrift institutions face is that______.
选项
A、they are unable to go to the discount window at the Federal Reserve to borrow short-term funds because they are not members of the Fed
B、in periods of high short-term interest rates, they have to pay more to obtain new funds or retain existing funds than they get from their long-term mortgages
C、they are holding short-term assets and long-term liabilities. This mismatching of maturities puts a squeeze on their profits when short-term interest rates are low
D、they are unable to offer demand deposits at low cost because they are not part of the Federal Reserve System
答案
B
解析
答案为B项。储蓄机构所面临的一个共同的困境是在利率上升期,它们为了获取新的资金或保住大量现有资金,因此必须付出更高的利率,但是它们大部分资产的收益却山于长期限的抵押贷款业务是在几年前发生的且一般采用固定利率而无法同时提高。故本题选B项。
转载请注明原文地址:http://tihaiku.com/zcyy/4126788.html
相关试题推荐
Whichofthefollowinginstitutionshasitsassetsinvestedmainlyinlong-term
Financialrisksthatarisefromhumanortechnicalproblemsare______.A、marketr
Financialinstitutionsundertakingforeignexchangeoperationsshouldsubmitto
ThePBCsupervisesandadministersfinancialinstitutionsandfinancialmarketa
Theauthorizedfinancialinstitutionsshouldkeepenoughforeignexchangeworkin
Financialinstitutionsundertakingforeignexchangeoperationsshouldsubmitto
Themanageriswellawareofafewotherproblems_______heknowswehavehadw
Firmsare_______usingindependentconsultingagenciestosolvetheirproblems.A、
Problemsoftenseem______whenyoucarrytheirburdenalone,sotalkitout.A、mor
The______ofenterpriseswithuniversitiesandscientificresearchinstitutions
随机试题
Youwillhearoneoftheongoingseriesofinterviewswithaninfluentialex
Thinkgolfis【C1】______game?Thinkagain.ResearchersincludingDebbieCrews
全国的nationwide;countrywide
[originaltext]Mr.Fosterstartedhispublishingbusinesswithonlyonemaga
下列选项中不属于中国画从表现手法上分类的是()。A.写意画 B.工笔画 C
我国目前制订卫生要求中,熏烤食品中B(α)P含量不应超过10μg/kg。( )
对于站用直流电源系统充电装置说法错误的是(____)。充电装置在检修结束恢复运行
男性,18岁,因“急性阑尾炎”行“阑尾切除术”,病理为坏疽性阑尾炎。术后次晨起,
通货膨胀实质是一种货币现象,表现为商品和生产要素价格总水平在一定时期内()。A
烟花爆竹工厂安全距离是指危险建筑物与周围建筑物之间的最小容许距离,设计安全距离时
最新回复
(
0
)