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  3. [originaltext]W: I know there are some elements which will affect the investors

[originaltext]W: I know there are some elements which will affect the investors

游客2025-06-20  27
问题  
W: I know there are some elements which will affect the investors’ searches for the highest possible returns. What are they?
M: Risk aversion, lack of time, lack of skill, and other mortal conditions.
Q: Which of the following doesn’t belong to the elements which will constrain the investors’ searches for the highest possible returns?
M: CDs can be traded in the money market at any time. They are more flexible than fixed-term deposits.
W: That’s right. So banks usually offer slightly lower interest rates on them.
Q: Which of the following has a higher rate?
选项 A、CDs.
B、Demand deposits.
C、Fixed-term deposits.
D、Building societies deposits.
答案 C
解析 根据对话可知，CDs比定期存款(fixed-term deposit)更加灵活，但利率较CDs低，也就是定期存款利率要高。
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