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[originaltext]W: When I want to borrow money from a bank, what should I do?M:
[originaltext]W: When I want to borrow money from a bank, what should I do?M:
游客
2025-06-19
26
管理
问题
W: When I want to borrow money from a bank, what should I do?
M: You should create a contract with the bank, stipulating the rate of interest, the repayment date, the amount and timing of any periodic cash interest payments, and other terms of the agreement.
Q: Which is not mentioned when creating a contract with the bank?
M: Most banks tend to decline loan proposals which are highly speculative.
W: I think because the banks expect the loan to generate sufficient profit and positive cash-flow for themselves and for the clients.
Q: What will the banks usually do to the highly speculative loan proposals?
选项
A、The banks will disapprove them.
B、The banks will approve them.
C、The Bank will benefit from the loans.
D、The bank will make profit from lending.
答案
A
解析
根据男士的话可知银行对投机性高的贷款申请的态度是“decline”,即“拒绝”,A项正确。
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