首页
登录
职称英语
[originaltext] A standby credit letter(SCL)is a contingent obligation of the
[originaltext] A standby credit letter(SCL)is a contingent obligation of the
游客
2025-06-19
21
管理
问题
A standby credit letter(SCL)is a contingent obligation of the letter’ s issuer. The issuing bank agrees to guarantee the credit of its customer or to guarantee the fulfillment of a contract made by its customer with a third party. The issuing bank earns a fee from providing the service of SCL. In general, the fee is relatively low and usually around 0. 5 percent to 1 percent of the amount of credit involved due to the following reasons. On the one hand, the issuing bank may have previously analyzed the financial condition of its standby credit customer, and the probability is low that the issuer of the credit guarantee will ever be called upon to pay. On the other hand, the issuing banks carry zero reserve requirements and avoid the booking of additional assets, which would also require each bank to acquire more capital. Questions 21 to 23 are based on .
21. Is SCL same as revocable letter of credit according to the passage?
22. What will the issuing bank do for a standby credit letter?
23. Why is the service fee of SCL relatively low?
选项
A、The service fee is about 1 percent of the amount of credit involved.
B、It’ s almost impossible for the issuer to honor the payment after analyzing the financial condition of the customer.
C、The issuing banks must carry reserve requirements for the guarantee.
D、The issuer of the credit guarantee will never be called upon to make payment.
答案
B
解析
银行所收取的备用信用证服务费低最主要原因是因为银行要吸引客户,从而获得更多的资金,A、C选项所表达的意思与文意相反,只有B选项符合题意。
转载请注明原文地址:http://tihaiku.com/zcyy/4125004.html
相关试题推荐
Acreditcardisaplasticcard(oritsequivalent)tobeuseduponpresentati
Acreditcardisaplasticcard(oritsequivalent)tobeuseduponpresentati
______canobtainpackingloanfromabankwhenitreceivestheletterofcredit
[originaltext]Whenthewords"withoutrecourse"orwordswithsimilarmeani
[originaltext]Whenthewords"withoutrecourse"orwordswithsimilarmeani
[originaltext]Adebitcardisaplasticcardenablingthecardholdertopur
[originaltext]Adebitcardisaplasticcardenablingthecardholdertopur
[originaltext]TherearetwomaintypesofbankaccountintheUK:currency
[originaltext]W:IwishtocashthischequefromU.S.A.,butthemaninthe
[originaltext]W:IwishtocashthischequefromU.S.A.,butthemaninthe
随机试题
ThefactthatmostAmericansliveinurbanareasdoesnotmeanthattheyres
Humanbeingshavealwayshadanabilitytoattendtoseveralthingsatonce.
Playisthe【C1】______businessofchildhood.Fromearliestinfancy,everychi
Foracenturyandahalfthepianohasbeenoneofthemostpopularsoloinstrum
当前正在进行的新军事变革会发生在( )方面。A.武器装备 B.编制体制 C
A.血常规 B.胸部X片 C.血气分析 D.肺功能 E.胸部CT诊断慢性
预防减少血液病患者皮肤黏膜出血的护理措施,不正确的是A.不用剃须刀刮胡须 B.
下列哪项不是临床死亡期的特征A.呼吸停止 B.心跳停止 C.各种反射消失
汉字造字的方法主要有四种:象形、指事、会意和形声。下列属于指事字的是()。
冰岛居民习惯以熏羊肉作为主食,当地的胃癌发病率一直居高不下。至1950年以后,由
最新回复
(
0
)