2. 职称英语
  3. • Look at the statements below and at the 5 passages.• Which (A, B, C, D or E)

• Look at the statements below and at the 5 passages.• Which (A, B, C, D or E)

游客2025-05-31  2
问题 • Look at the statements below and at the 5 passages.
• Which (A, B, C, D or E) does each statement 1-8 refer to?
• For each statement 1-8, mark one letter (A, B, C, D or E) on your Answer Sheet.
• You will need to use some of these letters more than once.
A                        Sight Bill of Exchange
A sight B/E is usually defined as A bill which is expressed to be payable on demand, or at sight, or on presentation; and a bill in which no time for payment is expressed.
In other words, a sight B/E is the B/E that is payable at once the moment the B/E is presented to the drawee of it. A sight B/E is used in the case where the exporter wants to sell goods to the importer for immediate payment. When a sight B/E is presented to the drawee, the presentation will itself trigger the settlement process unless the B/E is dishonoured.
B                      Usance Bill of Exchange
A usance B/E is the one that is payable at a stipulated period of time after sight or after date. The date on which the drawee/acceptor sights the B/E is considered as the date on which the B/E is accepted. The acceptor adds the date to his acceptance. In this way the date of payments is fixed. The date on which payment should be effected is called maturity date of the B/E. So a B/E that is payable at 60 days is not a sight B/E but a usance B/E.
C                       Clean Bill of Exchange
A clean B/E is the one that is not accompanied by any commercial documents, especially not accompanied by the shipping documents. The drawer of a clean B/E may be a business, an individual, or a bank. The payee may be a business, an individual, or a bank.
In international trade, a clean B/E is usually used where the export is not of goods but of a service or used in respect of commission, the remainder of the payment and so on. A clean B/E is used where no shipment is involved or where the shipping documents have for some reason been sent separately to the buyer.
D                    Documentary Bill of Exchange
A documentary B/E is the one that is accompanied by commercial documents like the invoice, B/L, and insurance policy. When a documentary B/E is presented to the drawee for payment or for acceptance, the drawee will not effect the payment or acceptance unless the shipping documents are also presented to him.
A documentary B/E is welcomed by both the importer and the exporter because both can have more security.
E                     Commercial Bill of Exchange
The drawer of a commercial B/E may be a business or an individual and the payer may be a business, an individual or a bank. In international payments, the drawer of a commercial B/E is normally the exporter, who draws a B/E for the purpose of getting payment for the goods he sells. A commercial B/E is usually accompanied by shipping documents. [br] The shipping documents must be presented; otherwise the drawee will not make payment or accept the draft.
选项
答案 D
解析
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