2. 职称英语
  3. Read the extract below from an article about The Crisis of Credit.Choose the be

Read the extract below from an article about The Crisis of Credit.Choose the be

游客2025-05-18  23
问题 Read the extract below from an article about The Crisis of Credit.
Choose the best sentence from the opposite page to fill each of the blanks.
For each blank(8-12), mark one letter(A-G)on your Answer Sheet.
Do not mark any letter twice.
There is an example at the beginning(0).
                    The Crisis of Credit
Here’s the scary thing about the identity-theft ring that the feds cracked last week: there was nothing any of its estimated 40, 000 victims could have done to prevent it from happening.(0)G A lowly help-desk worker at Teledata Communications, a software firm that helps banks access credit reports online, allegedly stole passwords for those reports and sold them to a group of 20 thieves at $60 a pop.【P1】______Cost to the victims: $ 3 million and rising.
Even scarier is that this, the largest identity-theft bust to date, is just a drop in the bit bucket. More than 700, 000 Americans have their credit hijacked every year. It’s one of crime’s biggest growth markets. A name, address and Social Security number — which can often be found on the Web — are all anybody needs to apply for a bogus line of credit. Credit companies make $1.3 trillion annually and lose less than 2% of that revenue to fraud.【P2】______As it stands now, it’s up to you
to protect your identity.
The good news is that there are plenty of steps you can take. Most credit thieves are opportunists, not well-organized gangs.【P3】______Others steal wallets and return them, taking only a Social Security number. Shredding your junk mail and leaving your Social Security card at home can save a lot of agony later.
But the most effective way to keep your identity clean is to check your credit reports once or twice a year. There are three major credit-report outfits: Equifax(equifax. com), Trans-Union(www. transunion. com)and Experian(experian. com)..【P4】______Of the three, 1 found Trans Union’s
website to be the cheapest and most comprehensive-laying out state-by-state prices, rights and tips for consumers in easy-to-read fashion.
If you’re lucky enough to live in Colorado, Georgia , Maryland, Massachusetts, New Jersey or Vermont, you are entitled to one free report a year by law.【P5】______Avoid services that offer to monitor your reports year-round for about $70; that’s $ 10 more than the going rate among thieves. If you think you’re a victim of identity theft, you can ask for fraud alerts to be put on file at each of the three credit-report companies. You can also download a theft-report form at: www, consumer, gov/ idtheft, which, along with a local police report, should help when irate creditors come knocking. Just don’t expect justice. That audacious help-desk worker was one of the fewer than 2% of identity thieves who are ever caught.
Example:
A A lot of them go Dumpster diving for those millions of "pre-approved" credit-card mailings that go out every day.
B It used to get quite interesting around the dinner table.
C That allowed the gang to cherry-pick consumers with good credit and applies for all kinds of accounts in their names.
D So there’s little financial incentive for them to make the application process more secure.
E All allow you to order reports online, which is a lot better than wading through voice-mail hell on their 800 lines.
F Otherwise it’s going to cost $8 to $14 each time.
G This was an inside job, according to court documents. [br] 【P2】
选项
答案 D
解析 空白处上文阐述了这一犯罪的严重性，前一句讲的是信贷公司每年赚1．3万亿，其中2％的收入被骗子诈取。后一句讲的是就目前，你自己该采取防范措施了，显然空白处要选择银行方面防护薄弱的句子。选项D：“So，there’slittle financial incentive for them to make theapplication process more secure．”意为：“因此，几乎没有任何金钱的刺激来促使他们把申请过程做得更安全一些。”符合题意。
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