首页
登录
职称英语
[originaltext]M: With the do’s and don’ts of lending money to families, we are
[originaltext]M: With the do’s and don’ts of lending money to families, we are
游客
2024-08-23
25
管理
问题
M: With the do’s and don’ts of lending money to families, we are joined by Mility Hopson, GMA financial contributor and president of Ariel Capital Management. Welcome.
W: Thank you.
M: Is there a yes-no answer to the question; should you lend families money?
W: I wouldn’t call it a yes-no answer; I would start with a very basic idea. Before you think about this familiar obligation issue, let’s start with: Can you afford it? And if you can’t afford it, that answers the question right away. Also can you afford it if they don’t pay you back? A bank thinks about the same thing. They assess the risk of the loan they are going to make, and they don’t make loans that are going to make them insolvent. You shouldn’t either, but if you go down this path, the one thing that I suggest for you that helps mute some of the resentment or problems that can occur: document it. Documentation helps a lot.
M: Someone said, the interest rates are low, so this is a good deal. We do look at families as a good deal, even for paying interest. That’s usually lower than the market rate, right?
W: Well, I would start with…you want your names, the date, the amount, the purpose which you also have the right to know.
M: And you should tell them that you don’t want to pay for their trip to Disney World.
W: Absolutely. The terms may or may not include interest. They may include a payment plan. And last but not least, sign it, copy it, make sure you both have a copy and when you get into issues, you pull out that piece of paper.
M: This is so loaded, but it is hard to say no. You love this person, right?
W: Well, it’s hard to say no, but sometimes you have to say no.
M: And so that will affect your relationship, because you are going to deal with this person at holidays and family reunion.
W: But you should know that it’s better than dealing with them when they are facing bankruptcy, because you didn’t force them to look themselves in the mirror and try to take accountability for the lifestyle that they were trying to maintain, which they quite frankly could not afford. It was just the fact. There were no two ways about it.
M: Just now we’ve been talking about you as the bank in the family. What if you need to borrow money? How do you approach your family member?
W: Well, if l need to borrow money, I will go to them in the most professional way and be the one saying this is what I need the money for. I’d like to document this and write this down, and this is when you can be expected to receive the payment. If I don’t pay you back, I would be here before the money is due to renegotiate these terms, so they get a sense that I am very serious, very credible.
M: Mility Hopson, thanks a lot for the good advice.
6. What is Mility Hopson’s attitude towards lending money to families?
7. Which suggestion is NOT given by Mility Hopson while asked for lending money?
8. Which of the following is NOT mentioned that you must put in your documentation while lending money?
9. Which reason backs up your behavior of not lending money though you love them?
10. Which of the following is NOT recommended to do if you are borrowing money?
选项
A、Supportive.
B、Oppositive.
C、Objective.
D、Subjective.
答案
C
解析
转载请注明原文地址:http://tihaiku.com/zcyy/3732727.html
相关试题推荐
[originaltext]W:Goodmorning,John.IamLucy.M:Goodmorning.W:Howareyou
[originaltext]W:Hi,John,itisgoodtoseeyou.M:Samehere,Nancy.Ithasb
[originaltext]W:Hi,John,itisgoodtoseeyou.M:Samehere,Nancy.Ithasb
[originaltext]LeadTimeLeadtimei
[originaltext]LonelinessIt’seasy
[originaltext]SleepwalkingSleepwal
[originaltext]HowtoImproveYourReadi
[originaltext]W:Choosingtheperfectpresentforyourlovedonescanbestress
[originaltext]W:Choosingtheperfectpresentforyourlovedonescanbestress
[originaltext]W:Choosingtheperfectpresentforyourlovedonescanbestress
随机试题
Duringtheconferencethespeakertriedto______hisfeelingsconcerningtheurge
All______istogivehimawarning.A、whatisneededB、isneededC、thatisneeded
[img]2021m3x/ct_ve01004003m_eyyjsccloze_0048_202103[/img]Whenweseeab
工程网络计划中,关键线路是指()的线路。A.单代号搭接网络计划中时间间隔全
一水平管路,由直径20mm扩大至直径40mm,其总水头线及测压管水头线分别为(
面对该女生的情况,班主任给家长最好的建议是( )。A.建议家长对该女生严加管教
有限责任公司首次股东会会议应由()召集。A.董事会 B.监事会 C.全体股
Thechangeinthatvillagewasmiraculou
某年春节,村民张某和李某在自家门前放鞭炮庆祝过年,两家相隔一条街,鞭炮均被扔到
为保证材料真实,也为了维护心理治疗本身的声誉及权威性,因此心理治疗要坚持A.真诚
最新回复
(
0
)