首页
登录
职称英语
When we worry about who might be spying on our private lives, we usually thi
When we worry about who might be spying on our private lives, we usually thi
游客
2024-06-06
32
管理
问题
When we worry about who might be spying on our private lives, we usually think about the Federal agents. But the private sector outdoes the government every time. It’s Linda Tripp, not the FBI, who is facing charges under Maryland’s laws against secret telephone taping. It’s our hanks, not the Internal Revenue Service (IRS), that pass our private financial data to telemarketing firms.
Consumer activists are pressing Congress for better privacy laws without much result so far. The legislators lean toward letting business people track our financial habits virtually at will.
As an example of what’s going on, consider U.S. Bancorp, which was recently sued for deceptive practices by the state of Minnesota. According to the lawsuit, the bank supplied a telemarketer called Member Works with sensitive customer data such as names, phone numbers, bank-account and credit-card numbers, Social Security numbers, account balances and credit limits.
With these customer lists in hand, Member Works started dialing for dollars-selling dental plans, videogames, computer. software and other products and services. Customers who accepted a "free trial offer" had 30 days to cancel. If the deadline passed, they were charged automatically through their bank or credit-card accounts. U.S. Bancorp collected a share of the revenues. Customers were doubly deceived, the lawsuit claims. They didn’t know that the bank was giving account numbers to Member Works. And if customers asked, they were led to think the answer was no.
The state sued Member Works separately for deceptive selling. The company defends that it did anything wrong. For its part, U.S. Bancorp settled without admitting any mistakes. But it agreed to stop exposing its customers to non-financial products sold by outside firms. A few top banks decided to do the same. Many other banks will still do business with Member Works and similar firms.
And banks will still be mining data from your account in order to sell you financial products, including things of little value, such as credit insurance and credit-card protection plans. You have almost no protection from businesses that use your personal accounts for profit. For example, no federal law shields "transaction and experience" information--mainly the details of your bank and credit-card accounts. Social Security numbers are for sale by private firms. They’ve generally agreed not to sell to the public. But to businesses, the numbers are an open book. Self-regulation doesn’t work. A firm might publish a privacy-protection policy, but who enforces it?
Take U.S. Bancorp again. Customers were told, in writing, that "all personal information you supply to us will be considered confidential". Then it sold your data to Member Works. The bank even claims that it doesn’t "sell" your data at all. It merely "shares" it and reaps a profit. [br] We know from the passage that______.
选项
A、legislators are acting to pass a law to provide better privacy protection
B、most states are turning a blind eye to the deceptive practices of private businesses
C、the state of Minnesota is considering drawing up laws to protect private information
D、lawmakers are inclined to give a free hand to businesses to inquire into customers’ buying habits
答案
D
解析
转载请注明原文地址:http://tihaiku.com/zcyy/3622838.html
相关试题推荐
Personalityistoalargeextentinherent--A-typeparentsusuallybringabo
Personalityistoalargeextentinherent--A-typeparentsusuallybringabo
Personalityistoalargeextentinherent--A-typeparentsusuallybringabo
Personalityistoalargeextentinherent--A-typeparentsusuallybringabo
Personalityistoalargeextentinherent--A-typeparentsusuallybringabo
Personalityistoalargeextentinherent--A-typeparentsusuallybringabo
Personalityistoalargeextentinherent--A-typeparentsusuallybringabo
Whenweworryaboutwhomightbespyingonourprivatelives,weusuallythi
Whenweworryaboutwhomightbespyingonourprivatelives,weusuallythi
Mostpeoplefeellonelysometimes.Butitusuallyonlylastsbetweenafewm
随机试题
Everyonewantstobehealthyandhappy.【C1】______,illnessoraccidentsmay
选择质量控制点的对象和方法包括人的行为、物的状态、材料的质量与性能、()。A.
2019年2月1日,阿尔法公司欲购买大狗股份有限公司发行的债券,该债券于2017
碱性硼化钒(VB2)一空气电池工作时发生的反应为: 用该电池为电源,选用惰性电
没有人力资本就不可能存在社会再生产。人力资本来源于人类自身的再生产,而商业资本和
土地使用权划拨需经()依法批准后才能使用。A.县级以上人民政府土地主管部门 B
控制图中的第一类错误是指()。 A.错误使用判稳准则 B.生产正常但点子偶
实施物业承接查验,依据的主要文件包括()A:物业买卖合同 B:管理规约 C:
给定的图形是纸盒的外边面展开图,下列四个选项是由其折叠的是( ) A.如上图
发行分离交易的可转换公司债券的上市公司,其最近一期末经审计的净资产不低于人民币(
最新回复
(
0
)