首页
登录
职称英语
Both the Senate and House health care bills propose incentives to boost corp
Both the Senate and House health care bills propose incentives to boost corp
游客
2024-04-12
43
管理
问题
Both the Senate and House health care bills propose incentives to boost corporate wellness programs that aim to help employees stay healthier and to control a company’s insurance costs. But those programs were slowed down with the recent enactment(颁布)of a law that generally prohibits employers and insurers from asking workers about their family medical history.
Workplace wellness programs are commonplace these days. More than half of employers offer smoking quitting or weight management programs, according to a 2009 survey by Aon Consulting. More than a third have on-site fitness centers.
The first step in enrolling an employee in any wellness program is typically to ask him to complete a health risk assessment containing a dozen or more questions, including some about the employee’s family history of medical conditions.
But the Genetic Information Nondiscrimination Act of 2008 makes it illegal to discriminate on the basis of genetic information in health coverage. That means that health plans can’t use genetic information to make coverage decisions or set health insurance premiums. Insurers and other companies that implement new wellness programs for employers are no longer permitted to ask people about their genetics or family history in health risk assessments if the answers are tied to any sort of reward, like a premium discount.
However, financial incentives—from cash bonuses to reduced premiums—are a popular tool to encourage employees to fill out health questionnaires and participate in wellness activities. Legislators had hoped to expand those incentives. The Senate health reform bill, for example, would permit employees who participate in wellness programs and who meet certain health targets to receive discounts of up to 50 percent on their health insurance premiums.
Though employers may feel annoyed at the new restrictions, some experts say privacy considerations should come first. Wellness programs, they maintain, can be just as effective without knowing whether high blood pressure or heart disease runs in the family.
Health care spending continues to climb, growing 5.7 percent last year, to $2.5 trillion, the Centers for Medicare and Medicaid Services announced recently. Although public programs made up the bulk of the increase, private employers are desperate for ways to control rising their own health care costs.
Wellness programs are one potential solution, so the new restrictions "were somewhat of a disappointment to employers," said J.D. Piro, who leads the health law consulting group at benefits consultant Hewitt Associates.
Still, he acknowledged, "You can certainly run an effective program in the absence of that information." Patient advocates agree. Although family history is a critical part of a person’s disease risk profile, the actions promoted in wellness programs—quitting smoking, exercising, eating a healthy diet—are beneficial no matter what’s in your DNA. [br] In the last paragraph, "that information" most probably refers to _____
选项
A、health coverage
B、one’s family history
C、the financial incentives
D、one’s health risk assessment
答案
B
解析
根据该段最后一句提到的内容“虽然家族病史是一个人疾病风险的重要组成部分,但不管你的基因里面有什么,健康计划推广的活动仍然对健康有好处”,可以推断第1句中的that information应该是指familyhistory等隐私。
转载请注明原文地址:http://tihaiku.com/zcyy/3552141.html
相关试题推荐
Ahappymarriagehasbeenshowntolowertherisksofstress-relatedhealth
Ahappymarriagehasbeenshowntolowertherisksofstress-relatedhealth
Ahappymarriagehasbeenshowntolowertherisksofstress-relatedhealth
Ahappymarriagehasbeenshowntolowertherisksofstress-relatedhealth
It’sTimetoPayAttentiontoSleep,theNewHealthFrontier[A]
It’sTimetoPayAttentiontoSleep,theNewHealthFrontier[A]
It’sTimetoPayAttentiontoSleep,theNewHealthFrontier[A]
It’sTimetoPayAttentiontoSleep,theNewHealthFrontier[A]
It’sTimetoPayAttentiontoSleep,theNewHealthFrontier[A]
It’sTimetoPayAttentiontoSleep,theNewHealthFrontier[A]
随机试题
Anabbreviation(缩写词)canbedefinedasashortenedformofawordorterm.
Theworld’sgreatestsnow-cappedpeaks,whichruninachainfromtheHimalay
A.A和B凝集原 B.D凝集原 C.两者都有 D.两者都无()O型伴R
患者,女,16岁,2周来右上后牙遇冷热过敏,检查发现右上6近中深龋,探之未穿髓,
下列对药物性狼疮的叙述除了哪项外均正确?A.症状可出现发热和关节痛 B.有
肺癌患者出现声音嘶哑,常表示肿瘤压迫A.喉返神经 B.膈神经 C.颈交感神经
教育观察法中最完备的状态是( )A.结构式观察 B.教育现场观察 C.参与
孔子曰:“信则人任焉。”这句话与下列《银行业从业人员职业操守》中()原则的要求相
2005年版《目录》中“检验检疫类别”为“Q”的商品编码共2009个;“检验检疫
(2016年真题)依据《通用安装工程工程量计算规范》(GB50856—2013)
最新回复
(
0
)