首页
登录
职称英语
Both the Senate and House health care bills propose incentives to boost corp
Both the Senate and House health care bills propose incentives to boost corp
游客
2024-04-12
36
管理
问题
Both the Senate and House health care bills propose incentives to boost corporate wellness programs that aim to help employees stay healthier and to control a company’s insurance costs. But those programs were slowed down with the recent enactment(颁布)of a law that generally prohibits employers and insurers from asking workers about their family medical history.
Workplace wellness programs are commonplace these days. More than half of employers offer smoking quitting or weight management programs, according to a 2009 survey by Aon Consulting. More than a third have on-site fitness centers.
The first step in enrolling an employee in any wellness program is typically to ask him to complete a health risk assessment containing a dozen or more questions, including some about the employee’s family history of medical conditions.
But the Genetic Information Nondiscrimination Act of 2008 makes it illegal to discriminate on the basis of genetic information in health coverage. That means that health plans can’t use genetic information to make coverage decisions or set health insurance premiums. Insurers and other companies that implement new wellness programs for employers are no longer permitted to ask people about their genetics or family history in health risk assessments if the answers are tied to any sort of reward, like a premium discount.
However, financial incentives—from cash bonuses to reduced premiums—are a popular tool to encourage employees to fill out health questionnaires and participate in wellness activities. Legislators had hoped to expand those incentives. The Senate health reform bill, for example, would permit employees who participate in wellness programs and who meet certain health targets to receive discounts of up to 50 percent on their health insurance premiums.
Though employers may feel annoyed at the new restrictions, some experts say privacy considerations should come first. Wellness programs, they maintain, can be just as effective without knowing whether high blood pressure or heart disease runs in the family.
Health care spending continues to climb, growing 5.7 percent last year, to $2.5 trillion, the Centers for Medicare and Medicaid Services announced recently. Although public programs made up the bulk of the increase, private employers are desperate for ways to control rising their own health care costs.
Wellness programs are one potential solution, so the new restrictions "were somewhat of a disappointment to employers," said J.D. Piro, who leads the health law consulting group at benefits consultant Hewitt Associates.
Still, he acknowledged, "You can certainly run an effective program in the absence of that information." Patient advocates agree. Although family history is a critical part of a person’s disease risk profile, the actions promoted in wellness programs—quitting smoking, exercising, eating a healthy diet—are beneficial no matter what’s in your DNA. [br] What is regarded as discriminative?
选项
A、Relating the health risk assessment to health coverage.
B、Providing a premium discount to an insured company.
C、Asking employees about their genetics or family history.
D、Requiring employees to complete a health risk assessment.
答案
A
解析
根据第4段可知,《遗传信息无歧视法案》将健康保险中的基因信息歧视视为违法行为。可以对员工进行健康风险评估,但不可以将评估结果作为决定保险项目和保费的依据,由此可见,本题应选A。
转载请注明原文地址:http://tihaiku.com/zcyy/3552138.html
相关试题推荐
Ahappymarriagehasbeenshowntolowertherisksofstress-relatedhealth
Ahappymarriagehasbeenshowntolowertherisksofstress-relatedhealth
Ahappymarriagehasbeenshowntolowertherisksofstress-relatedhealth
Ahappymarriagehasbeenshowntolowertherisksofstress-relatedhealth
Ahappymarriagehasbeenshowntolowertherisksofstress-relatedhealth
It’sTimetoPayAttentiontoSleep,theNewHealthFrontier[A]
It’sTimetoPayAttentiontoSleep,theNewHealthFrontier[A]
It’sTimetoPayAttentiontoSleep,theNewHealthFrontier[A]
It’sTimetoPayAttentiontoSleep,theNewHealthFrontier[A]
It’sTimetoPayAttentiontoSleep,theNewHealthFrontier[A]
随机试题
Thepurposeoflifelongemploymentisto______.[br]Bytrainingitsemployees,
TheUseofChildren’sLiteratureinEnglishTeachingI.Acase:
Studentsarebecomingbusierandbusier.Theyhavemorecoursestotake,more
目前进行非周期性动力加载试验的方法主要有()。A.模拟地震震动台试验 B.人工
对某钢桥应用超声波检测技术进行焊缝检测,应注意如下问题:14.焊缝检测中,探头角
某银行现有一笔贷款需要发放,目前有4个行业可以选择:市场上只有一家厂商的A行业;
冷球蛋白出现沉淀的温度是( )℃。A.4 B.30 C.37 D.56
A.安静休息时 B.活动及情绪激动时 C.不定 D.饮食时 E.运动时一
竞争是商品经济所固有的。承认社会主义经济是商品经济,就不能排斥竞争。商品价值的形
根据工程咨询单位资信评价标准,对咨询单位乙级资信评价的标准有( )。A.单位咨
最新回复
(
0
)