首页
登录
职称英语
To obtain an FHA mortgage for $50,000 or more, the home buyer must have a down p
To obtain an FHA mortgage for $50,000 or more, the home buyer must have a down p
游客
2024-01-12
40
管理
问题
To obtain an FHA mortgage for $50,000 or more, the home buyer must have a down payment equal to 4 percent of the first $25,000 of the mortgage amount and 5 percent of the portion in excess of $25,000. At settlement the buyer pays a mortgage insurance premium equal to 3 percent of the mortgage amount. What is the maximum FHA mortgage, if any, a buyer can obtain if the buyer has only $6,000 available for the down payment and insurance premium?
选项
A、$62500
B、$71875
C、$78125
D、$125000
E、The home buyer cannot obtain an FHA mortgage.
答案
C
解析
为了获得50000美元或更多的FHA的住房抵押贷款,购房者的首期付款必须相当于第一期住房抵押贷款25000美元的4%和超过25000美元以上部分的5%。在入住时,购房者付一个相当于住房抵押贷款量3%的住房贷款保险费。若一个购房者仅有6000美元付首期付款和保险费,问该购房者能从FHA获得的最大的住房贷款额是多少?
解:本题的正确答案是(C)。题目中出现了许多金融业的词语,例如mortgage指住房抵押贷款,down payment指首期付款,insurance premium指保险费,另外Settlement指入住或安家,住房抵押贷款指付了首期的down payment后就可以搬入新房了。设最大住房抵押贷款额为x,则由题意可得:25000×4%+(x-25000)×5%+x×3%=6000 → x=78125
转载请注明原文地址:http://tihaiku.com/zcyy/3356741.html
相关试题推荐
LivinginthecentralAmericandeserthasitsproblems,______obtainingwateris
Theresultobtainedwhenxismultipliedbyyisequaltotentimestheresulto
Ifd=123.4546,andd1isthenumberobtainedbyroundingdtothenearesthundre
Bankersrequirethatthefinancialinformationpresentedtothembymortgageapp
Duringtherecessionof1973,homemortgageforeclosuresresultedintensoftho
ToobtainanFHAmortgagefor$50,000ormore,thehomebuyermusthaveadownp
Ifd=123.4546,andd1isthenumberobtainedbyroundingdtothenearesthundre
Theresultobtainedwhenxismultipliedbyyisequaltotentimestheresulto
Itmaybe______toobtainsoapthatisnotantibacterial,givenits______asa
Itmaybe______toobtainsoapthatisnotantibacterial,givenits______asa
随机试题
[img]2012q1/ct_etoefm_etoefwritea_1829_20121[/img]Integrated
WhatistrueabouttheEnglishcharacter?[br][originaltext]F:Johnny,what’s
(1)Earlyinthefilm"ABeautifulMind",themathematicianJohnNashisseen
Nodirectrelationshiphasbeenprovenbetweenhighcholesterollevelsandheart
Text4TheEU'sfalteringprogresstowar
阻塞性黄疸时______________检查为阳性。
A~B(从A到B表示的极限值范围为()。A、A≤X≤B B、A<X≤B C
男性,51岁。乙肝病史19年,大量饮酒史30年,1年来出现乏力,腹胀,尿量减少,
运维班交接班的主要内容不包括:()。(A)所辖变电站运行方式(B)缺陷、
需要主动转运吸收,生物利用度可能会降低的药物有A.维生素B B.半乳糖 C.
最新回复
(
0
)