首页
登录
职称英语
Insurance companies provide a service to the community by protecting it aga
Insurance companies provide a service to the community by protecting it aga
游客
2023-11-22
42
管理
问题
Insurance companies provide a service to the community by protecting it against expected and unexpected disasters. Before an insurance company will agree to insure anything, it collects accurate figures about the risk. It knows, for example ,that the risk of a man being killed in a plane accident is less than the risk he takes in crossing a busy road. This enables it to quote low figures for travel insurance. Sometimes the risk may be high, as in motor racing or mountaineering. Then the company charges a much higher price. If too many climbers have accidents, the price raises still further. If the majority of climbers fall off mountains, the company will refuse to insure them.
An ordinary household may wish to protect his home against fire or his property against burglary. A shop-keeper may wish to insure against theft. In normal cases, the company will check its statistics and quote a premium. If it is suspicious, it may refuse to quote.
If it insures a shop and then receives a suspicious claim, it will investigate the claim as a means of protecting itself a gainst false claims. It is not unknown for a businessman in debt to burn down his own premises so that he can claim much money from his insurance company. He can be sure that the fire will be investigated most carefully. Insurance companies also accept insurance against shipwreck or disaster in the air. Planes and ships are very expensive, so a large premium is charged, but a reduction is given to companies with an accident-free record. However, in one way or another, insurance companies receive premium payments. These payments can form a very large total running millions of dollars. The company does not leave the money in the bank. It invests in property, shares, farms and even antique paintings and stamps. Its aim is to obtain the best possible return on its investment. This is not as greedy as it may seem, since this is one way by which it can keep its premiums down and continue to make a profit while being of service to the community. [br] According to the first paragraph, which of the following statements is true?
选项
A、A passenger by air will have to pay more attention to the insurance company than a mountain climber.
B、A passenger by air will take greater risk of being killed than a man crossing a busy road.
C、A passenger by air will take less risk of being killed than a man crossing a busy street.
D、A motorist should pay the highest price to the insurance company.
答案
C
解析
根据文中第一段第3句...the risk of a man being killed in a plane accident is less than the risk he takes in crossing a busy road可以得知,一个人坐飞机的危险性要比他过繁忙的马路的危险性要小,所以C项正确;A、B两项错误;D项文中未提及。
转载请注明原文地址:http://tihaiku.com/zcyy/3210489.html
相关试题推荐
A、Societyprovidesflexiblepathsfordrop-outstudents.B、Therearefewteacher
EthicsinCompaniesI.Theimportanceofet
EthicsinCompaniesI.Theimportanceofet
EthicsinCompaniesI.Theimportanceofet
EthicsinCompaniesI.Theimportanceofet
EthicsinCompaniesI.Theimportanceofet
EthicsinCompaniesI.Theimportanceofet
EthicsinCompaniesI.Theimportanceofet
Nowadays,somecompanieshavework-from-homeorremoteworkingpolicies,which
PassageThree[br]Whatisthechallengeforbigcompaniesintermsofconsu
随机试题
情景:你和家人正在某地旅游。你想把你旅游中的见闻告诉你的美国朋友Jack.任务:请你用英语给Jack写—封50词左右的电子邮件(Email),
Lettytheoldladylivedina"SingleRoomOccupancy"hotelapprovedbythe
WhichofthefollowingisNOTacompoundword?A、LandladyB、GreenhouseC、UpliftD
太平天国农民战争失败的主要原因。
公文拟制包括公文起草、审核、()等程序。A.签发 B.打印 C.核发 D
下列有关给水与污水处理厂单机试车的要求不正确的是哪项?(A.单机试车,一般空车试
下面哪项不是霍纳综合征(Homer‘ssyndrome)的表现A.患侧眼裂缩小
患儿,8个月。单纯母乳喂养。诊断为营养性巨幼红细胞性贫血。其主要病因是()
甲房地产开发公司(以下称甲公司)为境内上市企业,注册资本为3亿元。2016年甲公
房地产开发企业选择房地产经纪机构代理租售房地产时,如果追求协调和结算简单,则宜采
最新回复
(
0
)