首页
登录
职称英语
What is the interview mainly about? [br] [originaltext]W It says a growing numb
What is the interview mainly about? [br] [originaltext]W It says a growing numb
游客
2023-10-17
48
管理
问题
What is the interview mainly about? [br]
W It says a growing number of students are making a major hole from the minute they enter the real world because they are already, some of them, more than 100,000 dollars in debt. With us now is Mark Spencer, he is the senior financial analyst for SBC Bank. Welcome to you.
M Thank you. Nice to be with you.
W Now I guess there are two kinds of debts: good debt and bad debt. Where does this go?
M Well, student loan debt is traditionally considered good debt, but the problem for many students and their families is that the cost of colleges has been going up at 6% to 8% a year, far faster than the income, far faster than the standard of living. That means debt’ s taking on a bigger and bigger role in financing education.
W How much debt is too much debt for...for one student?
M Well, one guideline is that you look at the first year’s salary in your field after graduation, and use that as a barometer, but even then...
W Is that right?
M Well, you are talking big payments even in that instance, for example, 30, 000 dollars worth of debt. If you are gonna repay that over 10 years, you are talking more than 300 dollars a month that, in payments every month for 10 years.
W But there’ re surely more than one way to get a loan for college. There are government programs. There are so many kinds of grants. What’ s...what’ s the best advice for people who are looking for these loans to try to keep themselves from going under.
M I understand that loans are just one way of college finance. Take advantage of the other opportunities. Things like a college savings plan, let...let you save on a tax advantage basis. So you can put money away in these accounts and withdraw tax-free to pay for that education.
W So it’s important to start early and that really reduces that reliance on debt later. M Another thing, leave no stone unturned, looking at grants, scholarships, even on-campus jobs. I mean every dollar you get that way is seen as another dollar you don’ t have to borrow later.
W The kinds of jobs that so many students, fresh off students, like to go into, er, charity stuff, volunteer work. This debt is eliminating a lot of that, isn’ t it?
M I think that’ s the social cost. Really, I mean...you know, when you consider that, you know, people may pass up a rewarding career in charitable work, or non-profit organization because they have to get a higher salary someplace else to pay off that debt.
W Yeah, that’s for sure. Mark Spencer, senior financial analyst from SBC Bank. Mark, good you could be here.
M Thank you.
选项
A、Students can borrow money first.
B、Students pay no tax on savings.
C、Students pay less tax after graduation.
D、Students withdraw without paying tax.
答案
D
解析
转载请注明原文地址:http://tihaiku.com/zcyy/3104666.html
相关试题推荐
WhyisJohnsad?[br][originaltext]Inthissection,youwillhearamonologue.
WhyisJohnsad?[br][originaltext]Inthissection,youwillhearamonologue.
WhatwasJennyfondofdoingasachild?[br][originaltext]Inthissection,yo
WhatwasJennyfondofdoingasachild?[br][originaltext]Inthissection,yo
WhatwasJennyfondofdoingasachild?[br][originaltext]Inthissection,yo
WhatdoesthecompanyCyberEditaimtodo?[br][originaltext]Inthissection,
WhatdoesthecompanyCyberEditaimtodo?[br][originaltext]Inthissection,
WhatdoesthecompanyCyberEditaimtodo?[br][originaltext]Inthissection,
WhatdidMikedotoendhisnormalanddulllife?[br][originaltext]Inthisse
WhatdidMikedotoendhisnormalanddulllife?[originaltext]Inthissection,
随机试题
PASSAGEONE[br]Whatdoestheauthortrulywanttogetfromlivinginafarm?So
Itwillbeuptothestudentstodecide______theexactcontentofthecollege
[originaltext]M:Didyougotothecinemayesterday,Jane?W:I’dliketo,but
ThreeEnglishdictionariespublishedrecentlyalllayclaimtopossessinga
一、某老年社区为提高辖区内老年糖尿病患者的管理水平,引进某健康管理机构为糖尿病患
某企业现在对外投资200万元,5年后一次性收回本金和利息,若年基准收益率为i,已
能产生最强外毒素的痢疾杆菌菌群是( )。A.福氏 B.宋内 C.鲍氏 D
以下对房地产的价格影响具有两面性的有()。A、交通管制 B、装饰装修
活体亲属供肝移植的供体多来自 A.左内叶B.左外叶C.右前叶D.右
在设备运输前,监理机构对运输方案审查的内容有()。A.承运单位的实力、技术水平
最新回复
(
0
)