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[originaltext] (29)A student credit card? Is it right for me, and can it he
[originaltext] (29)A student credit card? Is it right for me, and can it he
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2023-09-07
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问题
(29)A student credit card? Is it right for me, and can it help me pay for expenses online such as online courses, music, language-learning materials, or even a degree?
Actually, the answer might be yes or no, depending on your circumstances. Of course, probably the best advice is to save up and then make purchases with cash. Unfortunately, different online services often require a credit card. Here are some. ideas to getting a credit card. First of all, obtaining a student credit card is becoming easier, and many companies are offering such cards to students in this growing market. From a student’s perspective, it allows a person to pay for things online that only can be purchased on credit. (30)Furthermore, it can help students build a good credit history that is often needed later for bigger purchases like a car or home.
Inspite of these advantages, students have to be careful because interest rates on such cards are often higher and have higher penalties if you fail to pay on time. Furthermore, students may spend well beyond their means and end up in debt that they can’t pay off.
Perhaps a happy medium is for students to get a debit card that has a credit limit, and money for purchases is just deducted from existing funds from a student’s account. Thus, it operates like a checking account, and (31)when the student’s spending reaches the credit limit, they can’t continue to spend.
Before you decide to get a student credit card, look carefully at the agreement terms for each company and compare the advantages and disadvantages of each. Searching the Internet for such offers will give you a good start on what to look for in a company.
选项
A、It stands for the fashion as many people have a credit card.
B、It allows you to borrow boundless money from the bank.
C、It can help you save up money for future.
D、It can help you build a good credit history.
答案
D
解析
文章中提到从学生的角度看,办信用卡的好处有两个方面:一方面学生可以在网上购买那些只能用信用卡购买的东西;此外,它还可以帮助学生积累良好的信用,以便在将来贷款买车买房时提供信用证明。故本题答案为D。
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