首页
登录
职称英语
Both the Senate and House health care bills propose incentives to boost corp
Both the Senate and House health care bills propose incentives to boost corp
游客
2023-08-15
57
管理
问题
Both the Senate and House health care bills propose incentives to boost corporate wellness programs that aim to help employees stay healthier and to control a company’s insurance costs. But those programs were slowed down with the recent enactment (颁布) of a law that generally prohibits employers and insurers from asking workers about their family medical history.
Workplace wellness programs are commonplace these days. More than half of employers offer smoking quitting or weight management programs, according to a 2009 survey by Aon Consulting. More than a third have on-site fitness centers.
The first step in enrolling an employee in any wellness program is typically to ask him to complete a health risk assessment containing a dozen or more questions, including some about the employee’s family history of medical conditions.
But the Genetic Information Nondiscrimination Act of 2008 makes it illegal to discriminate on the basis of genetic information in health coverage. That means that health plans can’t use genetic information to make coverage decisions or set health insurance premiums. Insurers and other companies that implement new wellness programs for employers are no longer permitted to ask people about their genetics or family history in health risk assessments if the answers are tied to any sort of reward, like a premium discount.
However, financial incentives—from cash bonuses to reduced premiums—are a popular tool to encourage employees to fill out health questionnaires and participate in wellness activities. Legislators had hoped to expand those incentives. The Senate health reform bill, for example, would permit employees who participate in wellness programs and who meet certain health targets to receive discounts of up to 50 percent on their health insurance premiums.
Though employers may feel annoyed at the new restrictions, some experts say privacy considerations should come first. Wellness programs, they maintain, can be just as effective without knowing whether high blood pressure or heart disease runs in the family.
Health care spending continues to climb, growing 5.7 percent last year, to $2.5 trillion, the Centers for Medicare and Medicaid Services announced recently. Although public programs made up the bulk of the increase, private employers are desperate for ways to control rising their own health care costs.
Wellness programs are one potential solution, so the new restrictions "were somewhat of a disappointment to employers," said J.D. Piro, who leads the health law consulting group at benefits consultant Hewitt Associates.
Still, he acknowledged, "You can certainly run an effective program in the absence of that information." Patient advocates agree. Although family history is a critical part of a person’s disease risk profile, the actions promoted in wellness programs—quitting smoking, exercising, eating a healthy diet—are beneficial no matter what’s in your DNA. [br] An employee usually has to provide his family history of medical conditions when______.
选项
A、he is recruited into a company
B、he applies for a wellness program
C、he wants to control his insurance cost
D、he claims compensation from insurance
答案
B
解析
该段开头的enrolling…in…暗含的意思是,员工得先提出加入健康计划,再由公司决定是否将其纳入健康计划。因此,本题应选B。
转载请注明原文地址:http://tihaiku.com/zcyy/2929476.html
相关试题推荐
当下人们倡导更健康的生活方式,自行车已再度回归人们的生活,重新成为人们重要的出行工具。Asahealthierlifestyleisbeingpro
Children’sHealthcareofAtlantawantstomoveGeorgiaoutofthetop10lis
Children’sHealthcareofAtlantawantstomoveGeorgiaoutofthetop10lis
Children’sHealthcareofAtlantawantstomoveGeorgiaoutofthetop10lis
Children’sHealthcareofAtlantawantstomoveGeorgiaoutofthetop10lis
Children’sHealthcareofAtlantawantstomoveGeorgiaoutofthetop10lis
Children’sHealthcareofAtlantawantstomoveGeorgiaoutofthetop10lis
BoththeSenateandHousehealthcarebillsproposeincentivestoboostcorp
[originaltext]Today,I’mgoingtotalkaboutthehealthproblemsrelatedto
[originaltext]Today,I’mgoingtotalkaboutthehealthproblemsrelatedto
随机试题
"Cool"isawordwithmanymeanings.Itstraditionalmeaningisusedto【C1】_
John’sscoreonthetestisthehighestintheclass;he______lastnight.A、must
[originaltext]AbigdifferencebetweenpublicandprivateinAmericanhighered
利润分配的剩余股利政策是一种( )。A.稳定股利政策 B.变动股利政策 C
外阴硬化性苔藓多发生在哪一年龄的女性A.幼女 B.青春期女性 C.40岁左右
下列哪一项不属于疫疠之邪的致病特点A.发病急、病情重 B.传染性强 C.流行
被解释变量。()
地理信息系统的()可用于解决一个起点多个终点的货物运输路线优化问题。A.设施
对于企业取得的无形资产,应当自可供使用当月起开始摊销,处置当月不再摊销。()
最新回复
(
0
)