首页
登录
职称英语
Insurance companies provide a service to the community by protecting it agai
Insurance companies provide a service to the community by protecting it agai
游客
2023-07-15
54
管理
问题
Insurance companies provide a service to the community by protecting it against expected and unexpected disasters. Before an insurance company will agree to insure anything, it collects accurate figures about the risk. It knows, for example, that the risk of a man being killed in a plane accident is less than the risk he takes in crossing a busy road. This enables it to quote (报价) low figures for travel insurance. Sometimes the risk may be high, as in motor-racing or mountaineering. Then the company charges a much higher price. If too many climbers have accidents, the price rises still further. If the majority of climbers fall off mountains, the company will refuse to insure them.
An ordinary householder may wish to protect his home against fire or his property against burglary. A shop-keeper may wish to insure against theft. In normal cases, the company will check its statistics and quote a premium (保险费). If it is suspicious, it may refuse to quote. If it insures a shop and then receives a suspicious claim, it will investigate the claim as a means of protecting itself against false claims. It is not unknown for a businessman in debt to burn down his own premises (房产) so that he can claim much money from his insurance company. He can be sure that the fire will be investigated most carefully. Insurance companies also accept insurance against shipwreck or disaster in the air. Planes and ships are very expensive, so a large premium is charged, but a reduction is given to companies with an accident-free record.
Every week insurance companies receive premium payments from customers. These payments can form a very large total running into millions of dollars. The company does not leave the money in the bank. It invests in property, shares, farms and even antique paintings and stamps. Its aim is to obtain the best possible return on its investment. This is not as greedy as it may seem, since this is one way by which it can keep its premiums down and continue to make a profit while being of service to the community. [br] The main idea of the last paragraph is ______.
选项
A、that the insurance company is greedy of profit
B、that the insurance company makes large sum of money every week
C、that the insurance company makes a great profit by investing its money in different item
D、to show the insurance company makes use of its income and the reason why it should do so
答案
D
解析
转载请注明原文地址:http://tihaiku.com/zcyy/2839010.html
相关试题推荐
Almostallcompaniestryingtodevelopnewproductsandcreatenewjobshaveto_
Largecompaniesneedawaytoreachthesavingsofthepublicatlarge.The
Humansconsumegoodsandservicesformanyreasons:tonourish,clothe,and
Humansconsumegoodsandservicesformanyreasons:tonourish,clothe,and
Humansconsumegoodsandservicesformanyreasons:tonourish,clothe,and
Humansconsumegoodsandservicesformanyreasons:tonourish,clothe,and
Humansconsumegoodsandservicesformanyreasons:tonourish,clothe,and
Humansconsumegoodsandservicesformanyreasons:tonourish,clothe,and
Humansconsumegoodsandservicesformanyreasons:tonourish,clothe,and
_________(假如没有反对意见)wewillbeginthetaskrightnow.Providedtherearenoobj
随机试题
Emotionisafeelingaboutorreactiontocertainimportanteventsorthough
依据《信息技术软件生存周期过程》(GB/T8566-2007)中有关配置管理的规
根据《护照法》规定,公安机关出入境管理机构应当自收到申请材料之日起()日内签发普
下面地貌由燕山期花岗岩组成,左图为飞来峰,其上的飞来石如天外来客(右图),读图回
教师要求学生挑选一篇文章,与史铁生《秋天的怀念》、朱德的《回忆我的母亲》组合,完
为防止存在验电死区,有条件时应采取同相多点验电的方式进行验电,即每相验电至少3个
通货膨胀对社会经济产生的影响主要有()。A:引起收入和财富的再分配 B:扭曲商
贷款风险的预警信号系统中关于经营状况的信号不包括()。 A.丧失一个或多个财
根据《建设工程质量管理条例》,下列各项中,属于施工单位质量责任和义务的是( )。
在工程网络计划的执行过程中,监理工程师检查实际进度时,只发现工作M的总时差由原计
最新回复
(
0
)