首页
登录
职称英语
【B1】 [br] 【B6】 [originaltext] More and more Americans are reading their own cr
【B1】 [br] 【B6】 [originaltext] More and more Americans are reading their own cr
游客
2023-07-14
63
管理
问题
【B1】 [br] 【B6】
More and more Americans are reading their own credit report. Credit reports are issued by lenders to decide how risky it would be to offer a loan or credit to an individual.
The report holds information about a person’s current loans and credit-card debt It records late payments of bills and any unpaid loans. It all adds up to a credit history. These days, though, lenders often welcome people with bad credit histories. They are charged higher interest rates and other loan costs.
Some Americans want to read their credit report to know if they have been a victim of identity theft. They can see if any loans or credit cards have been opened in their name with stolen personal information.
Another reason is that credit reports are not always correct. They might contain wrong information or old’ information.
Before 1971, Americans could not see any of this information. One change, in 2001, permits people to see their FICO score. FICO is short for the Fair Isaac Corporation. That company developed a way to represent credit risk with a number. The number is based on information gathered by credit reporting agencies.
Fair Isaac says many lenders not just in the United States but around the world use its technology to create credit scores. But lenders are not the only ones interested in these numbers. As of May, the company says it sold ten million credit scores to individuals.
People with high scores can expect lower interest rates for loans. The idea is that the higher the score, the lower the risk. Paying bills on time and paying off credit-card debt improves credit scores.
选项
答案
opened
解析
转载请注明原文地址:http://tihaiku.com/zcyy/2836747.html
相关试题推荐
[originaltext]JohnLennon,oneoftheBeatles,wasmurderedjustbefore11
[originaltext]JohnLennon,oneoftheBeatles,wasmurderedjustbefore11
[originaltext]The20thWinterOlympicshavejustendedinTurin,Italy.But
[originaltext]The20thWinterOlympicshavejustendedinTurin,Italy.But
[originaltext]W:Hi,Mark.Ididn’tknowyoucouldpaint.M:Well,I’mjustlea
[originaltext]W:Hi,Mark.Ididn’tknowyoucouldpaint.M:Well,I’mjustlea
[originaltext]M:Yes,Mrs.smith,whatcanIdoforyou?isittherefrigerator
[originaltext]M:Yes,Mrs.smith,whatcanIdoforyou?isittherefrigerator
[originaltext]M:Yes,Mrs.smith,whatcanIdoforyou?isittherefrigerator
[originaltext]M:Yes,Mrs.smith,whatcanIdoforyou?isittherefrigerator
随机试题
Thecompanyisstartinganewadvertisingcampaignto________newcustomerstoit
Formanypeopletoday,readingisnolongerrelaxation.Tokeepuptheirwor
HowmanystaffmembersareworkingattheRoscoInternational?[originaltext]Joh
EnricoMingardispentagoodpartofthemorningwithmeexplaininghisidea
下列关于视杆细胞的叙述,不正确的是()。A.不能产生动作电位 B.能产生感
花粉引起的支气管哮喘属于:A.Ⅰ型变态反应 B.Ⅱ型变态反应 C.Ⅲ型变态反
A.咀嚼痛 B.放射性锐痛 C.自发性隐痛,冷热刺激痛 D.阵发性电击样痛
A.流行病学调查已有明确否定证据 B.动物实验已有明确否定证据 C.流行病学
从所给的四个选项中,选择最合适的一个填入问号处,使之呈现一定的规律性。 A
与透平式压缩机相比,活塞式压缩机的主要性能有()。A.气流速度低、损失小 B
最新回复
(
0
)